Tag Archives: focus groups

11 Dumb Things Our Teens are Up To

Actually, one of the less dangerous things on the list!

A while back we did a post about Salvia and bath salts, two things kids have managed to turn into drugs. Now, another article has come along with a bunch more terrifying things today’s bored kids are getting up to.

The latest teen trends make the underage drinking games of yesterday look like child’s play. Here’s an inside peek at some of the dangerous things teenagers are doing today … and that they will never tell you about.  ParentSociety.com

Here is the brief boildown…

11) Planking (see picture): Lots of injuries, at least one death.

10) Vodka Eyeballing: Pretty much what it sounds like. Could cause retinal scarring or blindness.

09) The Choking Game: Cutting off oxygen to the brain, then a rush of breath, causing a brief high.

08) Vodka Gummy Bears: Again, just what it sounds like.

07) Smoking Smarties: Seriously? Like smoking bath salts, I guess, but sweeter!

06) Alcohol Tampons: Yep. And it’s not just girls.

05) Distilling Purel into alcohol: They say to switch to the foamy kind.

04) Car Surfing (see picture): Thanks, Teen Wolf!

Jedi-level car surfing

03) Purple Drink: Sprite, Jolly Ranchers and codeine cough syrup. Yum!

02) ChatRoulette.com: Internet video chat room. Easy to access, anonymous and with barely any filtering or rules.

01) Bath Salts: Our old friend is still number 1!

What do these things have in common, other than making parents wet themselves in terror?  They are all about two clicks away on the internet. Which is not an argument for web censorship, but a suggestion that we all get familiar with our kids’ web habits. Food for thought!

Now Hiring?

Has the downturn got you thinking about a career change? It does me, for REALZ. But which direction should you go? Where is the growth? Where is the need? And where is the satisfaction? USNews.com has some ideas…

Each year, U.S. News compiles a list of the Best Careers based on the Labor Department’s employment projections. And this year, we continue to base our picks for the Best Jobs of 2012 on professions that should hire abundantly over the next several years. To better help you make a smart career choice, we’ve also started ranking our selections. USNews.com

The short answer? Healthcare and computers. Here is their list for 2012…

10. Occupational Therapist : $48k-$102k. Over 36,000 needed in the next decade.

9. Computer Programmer: $40k-$114k. High job satisfaction, competitive salary, good prospects.

8. Physical Therapist: $53k-$107k. Field will grow by 40% over the next decade. You need a Master’s, though.

7. Computer Systems Analyst: $48k-$119k.

6. Web Developer: $43k-$119k. Over 65,000 positions are anticipated in the next 10 years.

5. Database Administrator: $41k-$115k. They used to call it “filing.” A critical position throughout business, but one that requires a lot of certifications.

4. Medical Assistant: $20k-$40k. No specific training is required, but the more you have, the better.

3. Pharmacist: $82k-$138k. LOTS of education required, but it pays off. The pharmacist at my CVS drives a SWEET Benz convertible. I’m just sayin’.

2. Software Developer: $54k-$87k. Like many of these tech jobs, you have to be constantly keeping up with evolving technology.

1. Registered Nurse: $44k-$95k. Over 700,000 positions will need filling in the coming decade.

So, are you or someone you know in any of these fields? Do you agree that these are Top 10 material? Let us know!

(photo: allthingsd.com)

Survey: Olympic Athletes are Smart with Money

When it comes to money matters, the stereotypical image of the Dumb Jock does not apply to today’s Olympic athletes.

…Olympians aren’t just fitter than the rest of us—they’re more financially savvy, too. That’s according to official Team USA sponsor TD Ameritrade, which surveyed 254 Olympic athletes. Most of them said that they thought their athletic training contributed to their financial discipline.  USNews.com

For example, suppose they win big at the Games, and get a sweeet Nike or Kellogg’s deal or something. How would they handle their money?

  • 40% save or invest
  • 33% pay down debt
  • 20% charity or share with friends or family
  • 03% would blow it all on hats

An interesting angle, as seen in the quote above, is the Discipline. We have all said, “If I ever come into money, I am going to start making better decisions!” But these jocks are already making good choices. 70% are “consciously saving for the future,” and over half make regular automated deposits to a savings account.

So, I guess the question is, “Where can I get ME some of that discipline!?”  What do you think? Let us know! And enjoy the Games!

Putting Teeth into Consumer Protection

Have you heard of the Consumer Financial Protection Bureau? The CFPB is just getting off the ground and, last week, made a bit of news with its big judgment against Capital One when…

…it ordered Capital One to return $140 million to $150 million to customers over “misleading and deceptive” marketing of credit card add-ons such as credit monitoring and payment protection services.  Fox Business News

Now, I will admit, I think of myself as a “small government” guy. You tell me that they have just established a whole new Federal agency, and I get suspicious. In general, though, the CFPB is getting some good press – even from FOX News, if you can believe it.

Here’s a list of CFPB’s early achievements, according to one consumer guru:

  • Regulating consumer credit bureaus such as Experian to ensure they keep accurate records and correct errors in a timely manner.
  • Expanding consumer protection rules to cover remittance transfers, which millions of Americans use to send money to relatives overseas.
  • Setting up a streamlined consumer complaints process accessible online or over the phone and putting those complaints into a searchable public database.
  • Creating a user-friendly and attractive website focused on serving consumers rather than the institutions that the CFPB regulates.
So, what do you think? Read the article, and let us know. Is the CFPB a good thing, or more government meddling…or both? 

The MindField Nickel Tour, Revisited

The internet is a living, breathing, sweating beast…and things change. We did a tour of the MindField Online website last year, and we now present an update. Enjoy!

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Over at the MindField Online Facebook page, we commonly hear, “I’m new—how does this whole thing work?”  That’s a pretty broad question, so we usually answer, “There’s plenty of info to be found at our website, www.mindfieldonline.com -check it out!”

But exactly what you will find has been a mystery, wrapped in a riddle, wrapped in an internet – until now!  So, keep your hands and feet inside the tram as we take an informative, exciting (but mostly informative) tour of the MindField Online Internet Panels website!

Member Home

A really useful portal that gives you a quick look at announcements, surveys available (“Live Now!”), membership details, payout options, referrals, member profile survey status, payout balance progress… and more!

Account Settings

Here is where you can update or change your user preferences, email or street address and your password.

History

This is a detailed list of your survey activity, with a link to your payout activity, as well.

Policies

How do you register? Who is eligible? What are the rules? Here is where you find out!

FAQ

Check out the answers to some frequently asked questions HERE. Then, take a moment to realize “So THAT’S what FAQ stands for!”

IQD

Other than farm fresh ingredients, what steps does MindField Online Internet Panels take to ensure the quality of our data? Find out HERE.

About

Because corporate histories are so darn exciting, click HERE to learn more about MindField Online and parent company McMillion Research.

News

Much of the news you will have seen on our Facebook page, but you will get more detail here.

Winners

MindField Online has regular cash drawings and sweepstakes. Here is where you can see the winners.

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And that brings us back to the lobby. We hope you have enjoyed your tour of the MindField Online Internet Panels website! Thanks for your attention. Please exit through the giftshop…

A Sam-tastic Opportunity for MindField Members!

Check out the the Sam’s Partnership Panel!

As Benjamin Franklin once said, “Bro! Why buy a can of Axe Body Spray when you can buy a whole case, Bro?” Buying in bulk can be a great deal, especially if you have a large crew. And Sam’s Club is one of the premier names in the biz. So it’s big news when a giant like that teams up with MindField Online. Check it out!

MindField Online + Sam’s Club = Another HUGE Opportunity!!!

MindField Online has entered into a corporate partnership with Sam’s Club and will manage the Sam’s Partnership Panel. This means more surveys will be available for our members and you can receive additional incentive earning opportunities by taking part.

To take part in this tremendous opportunity for MindField Online and all of our members, please complete this profile survey ASAP. This survey will help us to understand your use of Sam’s Club’s services and the items you tend to purchase from them.

You will receive $1.00 for completing along with an entry into the drawing for cash prizes totaling $1,000.00. All incentives and winnings will be posted to your account within 10-14 days of the study completion.

Then you will see a Click to Join link. The Partnership Panel is open for Sam’s Club members. So, if you aren’t a Sam’s member, but someone else in the household is, then that person can participate and get the incentive. So go to your Member Home page and give it a shot!

Credit Crunch?

…or not?

I was preparing a blog post about how Americans were getting their act together on credit cards. Specifically, that our rate of late payments was the lowest in 5 years, suggesting that we were getting our financial houses in order, paying down debt, getting on the right track, etc, But, just now, I see that…

Consumer credit climbed more than forecast in May, led by the biggest jump in credit-card debt in almost five years that may signal Americans are struggling to make ends meet.  Bloomberg.com

The continuing soft job market seems to be the culprit, putting a damper on consumer confidence. But, there are things we must have and, it appears, we are now putting them on the ol’ plastic. The sad thing is, whether this is healthy or not, business and government don’t seem to care—as long as you are spending!

As for me, I had my share of youthful credit mistakes. I cleaned it up, paid it off and I haven’t looked back. But these are tough times. How are you handling it? More credit purchases? Less? Charging but paying it off quickly? Let us know!

(photo: flickr.com)

Spending Less, Barbecuing More

Fun with statistics: Independence Day edition!

According to a survey by Visa credit cards:

  • 21% of Americans didn’t celebrate the 4th of July this year, up from 18% last year.
  • Of those who celebrated, we spent an average of $191, versus $216 last year.
  • Midwesterners spent the most, $211; Northeasterners spent the least at $171.

Analysts who watch the economy, looking for any clue as to the state of our finances, wonder why. Is the decrease in spending results from tighter family budgets, or is it because the holiday fell on Wednesday this year?

Either way, spending might be down, but celebrating with family and friends at a barbecue is actually up. A different survey shows that 68% of us either hosted or attended a BBQ…the highest number in a decade.

“The Fourth of July is all about community, and that’s a white-hot want right now for many Americans who feel increasingly disconnected (due to) divisive politics … and less-nourishing techno-fueled relationships.”   USA Today

So, what did you do? Spend less, BBQ more? No change in habits? Did the economy factor into your plans? We want to know !

Anyway, we hope you had a nice 4th…and a great weekend ahead!

Genetically Modified Foods?

Do you know GMO? Short for Genetically Modified Organisms, they are scientifically-created/ enhanced/ altered components introduced into food. And they’re starting to cause a stir.

Hypothetically speaking, let’s say we could use science to make a feed hog or steer produce less, uh, poop. This would produce less methane, which supposedly reduces greenhouse gas. Or, less hysterically, let’s say there was some new chemical or mutation that could make an ear of corn twice as big. You may be all for these outcomes, but would you eat these foods? Or, would you at least like to know about their origins?

That’s the gist behind a petition signed by over a million Americans – not to ban these foods, but to force more descriptive labeling. Why?

Polls indicate that 40 percent of U.S. consumers believe that GMO foods are dangerous. Another 40 percent are unsure.  Editorial, Billings Gazette

What do you think? We aren’t taking a particular stand (but the original article is, for sure,) just asking the question. Do genetically modified foods concern you or not? Yes or no, do you want to know the specifics of each food? Let us know!

Consumer Confidence?

I have a Google alert set for “consumer” to send me potential blog ideas. Today’s alert had a bunch of stories about Consumer Confidence. In a word, it’s down. In the US, the confidence measurement is at 63. I don’t know what that means, but it was 64.9 a month ago. So, in other words, DOWN.

Basically, consumer confidence measures whether you feel safe in making a big purchase or taking that nice vacation, or NOT.

So, let’s hear from the MindField family. What is your confidence level? Are you making purchases? Taking trips? Holding off?

I will go first. We have made a couple of bigger purchases this year, but only the kind that count as investments, such as new floors. Next week, our big vacation consists of driving back home to see family and friends. You could say my confidence level is “meh.”

How about you?

PS: For our Canadian friends: your confidence is UP. What’s that aboot? Send some of that confidence down south, eh?

PPS: New confidence numbers are coming in a day or so. Cross your fingers!

UPDATE: The new number came out….62. Whoops!

UPDATE 2, August 29: New number 60.6! More whoops!