Tag Archives: earn cash and prizes

Block-Busted!

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blockbuster102810_w500It’s all over the news: video and game rental giant Blockbuster, already slimmed down to about 300 stores, will soon be closing ALL of its remaining company-owned locations. The explosion of digital options such as Netflix and Hulu, as well as those Redbox kiosks at the gas station, are the culprit.

It’s the end of an era. Now, if you’re a Blockbuster employee, this is bad, bad news. But, in the 10 or so articles I have read about this, nobody is particularly surprised and most of them are downright gleeful.

I don’t share the glee, but it’s understandable. My personal take is that there was once a time of independent video stores with “personality.” One might have more indie films while another had more science fiction. One might have a better rental price. One might let you keep the film for 2 nights while another was 3 nights. One might hold midnight screenings of BAD horror films*. In short, there was VARIETY and COMPETITION. Once Blockbuster became the only game in town, that was over.  So what’s left?

Blockbuster will continue its Blockbuster@Home brand to DISH customers, as well as its Blockbuster On Demand streaming service. And an additional 50 Blockbuster stores not owned by DISH (many in Canada) will remain open for the time being.  CNN.com

So, what do you think? Will you miss Blockbuster when it’s gone? How do YOU get your home entertainment these days? Let us know over at the MindField Online Facebook page, and have a great weekend!

*RIP, Precinct 13 Video, Kettering OH!

Online Holiday Shopping Tips!

Um, yeah…let’s not, OK?

As we noted last time, Black Friday is approaching (way to look at a calendar, genius!) It’s a tradition that has undergone some change in the past few years. The deals have crept backwards in time, encroaching on Thanksgiving itself. Now we have Cyber Monday for the online shoppers. And the entire weekend in between is littered with deals, as well.

So, when do YOU hit the digital battlefield? That depends on what you’re after. Thankfully, the folks at DealNews.com have scoured their archives to note what items are the best deal online on which day. Here is a much-compressed list…

Thanksgiving Day/Evening: Smartphones, HDTVs and Gaming Items

Black Friday: Laptops, Computers,  Storage (like flash drives, etc.), iPhones and Kitchenware

The Weekend between Black Friday and Cyber Monday: Tools and appliances

Cyber Monday: Clothing and shoes

MUCH more detail at the original article, so check it out! So, what’s on your shopping list this holiday season? Do you shop online, hit the mall or both? Let us know over at the MindField Online Facebook page!

When the Price is Not the Price

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Heard of “fluid pricing”? You’re about to!

Theoretically, software can track and identify a potential buyer, look up his past purchases, perhaps even link to his credit rating, Facebook posts, age and income – then make a pretty decent guess about how much he’ll pay for a product. Buffalo News

Odd true-life example. My former hairdresser, a Brazilian lady, charged her Brazilian/Latino customers more – because they have more and thicker hair!

Anyway, fluid pricing (some might say discriminatory pricing) is an age-old tradition – closeout sales, end of season clearance, senior discount, “Ladies Night”, etc. But now they are talking about altering prices by the minute, by the location and by the customer. And it’s all about technology. One more reason you might want to turn off Location Services on your smart phone!

So, what do you think? Should the guy sitting next to you on the airplane pay the same for his ticket as you did? Or is it none of your business? Do you care? A lot of people do – the article quotes a study that says when people find out that they have been “price-targeted” they don’t like it! Give us your thoughts over at the MindField Online Facebook page!

Common Money Wasters

images-2According to personal finance guru Dave Ramsey, there is a pretty common list of things that we waste money on. He has published a Top 10 over at his blog, and here are some highlights. See any familiar sins?

  • Deal websites: I went through a big Groupon phase, and wasted a lot of money. Not Groupon’s fault, though. I just misjudged my ability to get off my butt and travel to that new place all the way across town!
  • ATM fees: Unfortunately, my small bank only has a few locations. But I ONLY use their ATM to avoid fees.
  • Premium shipping:  Actually, I am way to impatient to wait for two weeks! However, Walmart (among others) doesn’t charge if you ship to the store and pick it up yourself.
  • Unused gym memberships: The legend goes that health clubs sell at least twice the number of “New Year’s Resolution” memberships than they can actually handle, since most people quit in February!
  • Premium cable packages: Not only did I cut the premium cable, I quit cable all together!

As always, there’s much more at the original piece, so check it out! Have you been a waster in the past? On what? How did you change your habits? Let us know over at the MindField Online Facebook page!

 

 

Haggling How-to’s

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haggleIt’s certainly not for me – I hate confrontation! But Yahoo Finance says that you could save 10-15% if you learn the ancient art of haggling.

When you do decide to haggle, it can be a spectacularly successful strategy. According to Consumer Reports, almost 90 percent of those who took a stab at it got positive results and saved some cash.  Yahoo Finance

So, what’s the secret? Here are some tips:

Research! What is this product or service really worth? What do other companies charge?

Timing is Everything: First of the week, end of the month, etc. When do they need your dollars the most? 

Seasonal Savings: Related to Timing. Whenever the retailer has to “Make room for the 2014’s!!!”… then it’s time to make your best offer on the 2013’s.

Fight the power: Don’t waste time negotiating with someone who doesn’t have the power to give you what you want. On the other hand, don’t automatically assume the kid behind the counter has no power!

Escalation: Don’t be a jerk. But if you feel strongly enough to walk away, like closing your account over some injustice, then say so.

So, what do you think? I have done this once, mostly by way of research – specifically, knowing what my trade-in was truly worth when buying a car, and not budging until I got it. I made out OK, and I felt good about it. Do you haggle? Would you if you knew how? Let us know at the MindField Online Facebook page!

Online Shopping Habits

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She found a great deal, and her hair looks fabulous!
She found a great deal, and her hair looks fabulous!

I knew online purchasing was a big deal, but I didn’t know it was THIS big:

Online customers are becoming important to most businesses. For example, in a recent Nielson Global Survey more than 85 percent of the world’s online population has already used the Internet to make purchases.  SmallBizTrends.com

Since the hardest part of getting people to accept a trend is getting them to try it for the first time, I’d say online shopping has conquered 85% of the world!

This article I point to is a little inside baseball – online marketers talking to other online marketers – telling each other about OUR online buying habits. Who says we can’t peek inside?

Guys and Girls:

  • Both tend to purchase from desktops (M 87%, W 82%)
  • Both tend to purchase from home (M 81, W 84)

Distractions, distractions!

  • Marketers study the number of “abandoned” shopping carts on retail sites. You were shopping and wandered off somehow. They blame cookies. If you have never understood what exactly cookies do, it’s this. They follow you, create a distraction, and try to lure you back to their site.

A Multi-screen experience:

  • “65 percent of purchases begin on a smartphone, while 25 percent begin on a laptop and 11 percent start on a tablet.” Ending, as we said, at home and on your desktop about 90% of the time. For me this is true because I will only give out my credit card on wired cable, never wi-fi.

Anyway, those are the highlights. You can read more at the original piece.

How about you? Do these traits sound familiar? What kind of online shopping do you enjoy? What BUGS you about it? Let us know over at the MindField Online Facebook page, and have a great weekend!

Shutdown Blues

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Hopefully, this post will be obsolete soon. However you feel – right/left, red/blue, D/R – the dysfunction of the Federal government shutdown is spooking people. In fact, they are saying it could affect your holiday shopping:

A big concern is that a prolonged government shutdown could severely hurt the economy and necessarily, consumer spending. For each week the government remains shut, the U.S. economy would lose 0.15 percent of annualized growth.  TheLedger.com

Mind you, this comes at a time – the last few months of the year – when retailers typically pull in 20 to 40 per cent of their annual numbers.

And, let’s not forget the folks who are making (or not making) the money that the retailers are chasing. Here, according to TheFiscalTimes.com, are the cities that can expect to take the hardest hit…

  • Washington DC (no duh!)
  • Bethesda MD (lots of govt contractors)
  • Norfolk VA (huge Navy base)
  • Honolulu HI (lots of military)
  • Dayton OH (huge Air Force base)
  • El Paso TX (Army base, Beaumont Hospital)
  • Colorado Springs CO (lots of military)
  • Oklahoma City, OK (Air Force, Federal offices)
  • Albuquerque, NM (THREE Air Force bases!)
  • Bakersfield, CA (Air Force)

The numbers are based on how much Federal income affects the local economy, with DC at around 18% and Bakersfield at around 7%.

So, truly, no politics here! Some folks think the shutdown is pure evil. Some think it’s a righteous protest. Others think that it is a bad thing that might lead to a better way of running things in DC. But, if you are affected, it stinks!

So, are you feeling the pinch? How are you coping? Let us know over at the MindField Online Facebook page and have a better weekend!

PS… I was going to include a picture, as I often do – something like “Uncle Sam turning his empty pockets inside out.” But I Googled that, got 20,000,000 results and got too depressed.

October Bargains

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Looking for bargains in October? Well, you might have to look HARD. An article on BankRate.com says that, between Back to School and Christmas, retailers usually take a breather in October. There are still bargains to be had, though, and here are a few:

  • Now is the time when you begin to see the first markdowns in winter clothes.
  • This is also the 2nd-biggest wedding season, and many of the items you would find on a bridal registry begin to be discounted.
  • E-commerce sites want to grab your attention pre-holidays, so look for bargains there.
  • Summer sporting goods.
  • Stock up on your upcoming holiday cooking needs.
  • Cruise wear and swimsuits.
  • Travel to Europe.

You will find all the details at the original article, so check it out! Do you have any October bargains to share? Let us know at the MindField Online Facebook page!

Gettin’ Thrifty

"I want to go to there!" _ Liz Lemon
“I want to go to there!” – Liz Lemon

So, any thrift store junkies in the crowd? I know I’m one. Charleston SC has at least 8 Goodwills, 2 St. Vincent de Pauls and a couple of Salvation Armys, as well as 3 or 4 independents run by some disease or another. I manage to hit at least 2 each week, usually as “retail therapy” or out of pure boredom.

I have been down on Goodwill lately. Speaking as a dude, I’m there looking at the “wares,” and not clothes. I think their clothing prices are OK, but their wares are TOO DANG HIGH. I’m convinced that you can only get a good deal when they don’t know what they are selling! Example… like new, official Army cots.

oooh...COMFY!
oooh…COMFY!

I saw them on the Cabela’s website for $70 each, but Goodwill had them for $6! Then 2 weeks later, I saw them at a different Goodwill for $30 each.

Anyway, some blogger somewhere has put together 12 tips for thrift store shopping. Here are the bullet points. Enjoy!

1. Go in With a Plan…

2. …But Be Open-Minded

3. Look For Quality Brands…

4. …But Also Try New Brands

5. Try Things On

6. Don’t Go With Kids

7. Know Your Local Store’s Sale Days

8. If You Really Need Something, Ask

9. Find Ways To Repurpose

10. Stockpile; Think Long-Term

11. Go Often

12. Go With Cash

Read the original for all the details. How about you? Do you enjoy a good thrift store? Have any shopping secrets to share? Let us know at the MindField Online Facebook page, and have a great weekend!

Facebook (and blog!) Fans Speak, Sept. 2013

megaphone-kid-croppedIt’s time once again to feature comments from satisfied MindField Online panelists, collected from our over 38,000 Facebook fans (and blog fans, too!)  You will find them at our “Panelist Feedback” page. Here’s a sample from Nilda…

I always love all the products and the original ways MindFeld gives to the members… I have been a member a long time, even before they were on Facebook. I can only say that MindField has been and it is a great company… I will always recommend MindField – it’s a very truthful company. Thank you and God bless you all.

Thanks Nilda! So take a look, and thanks to all our valued MindField Online members!

(photo: southerncrescentsolutions.com)