Tag Archives: earn cash and prizes

March (Retail) Madness!

introEverybody knows that there are certain things you buy  – and certain things you avoid – in certain months. Many people (like ME) have no clue what those things are, though. So here is your buying (and avoiding) guide for March, with a load of links so you know we’re not making it up!

In general, what are the good buys for March? Things like cleaning supplies and home fragrances (for the Spring Cleaners among us!) Frozen food (March is Frozen Food Month, because there is a month for everything!) Anything to do with travel, because we are sick of sitting in the house all winter. Last year’s electronics. Post-Valentines (but pre-Easter!) chocolate, and on and on.

Now for your linking pleasure, here is the rundown from sources across the fruited plain. Enjoy, and have a great weekend (shopping, of course!)

And if you have a favorite March buy, let us know over at the MindField Online Facebook page!

Dollar Store Don’ts!

Dollar-Store dontThe hard-hitting sequel! Or something.

As much as I love the dollar store, there are some items you probably shouldn’t bother with, as the value doesn’t quite stand up. A relative term, for sure… it’s $2.50 someplace else, a dollar here, but it’s probably only worth 79 cents. Are you actually going to make a trip back to return it? You will spend more on gas!

Nevertheless, value is value, so let’s take a look at items to avoid, as listed by Wisebread.com…

Dollar Store Don’ts…

  • Anything With a Plug: forging that “UL Approved” label is not unheard of.  About the only electrical thing I buy here is lightbulbs.
  • Food Storage Bags, Aluminum Foil, and Cling Wrap: Sometimes you have to buy 4 boxes to get as many bags or feet of wrap as you would at Walmart, so you aren’t really saving.
  • Kitchen Utensils: For a college dorm or your niece’s first apartment, maybe. For regular grownups, no.
  • Vitamins and other drugs: Not dangerous, but sometimes lacking ingredients, sometimes past their expiration and, again, there may be very few in the bottle compared to the grocery store or pharmacy
  • Toys: There are so many safety regulations for toys, and some of the dollar-store kind come from far, far away, if you know what I mean.
  • Tools: Been there. Planning to use that screwdriver exactly once? Buy it at the dollar store!

A general note, courtesy of Me: Along the lines of “how many aspirin are in the dollar bottle?” I often consider how much they had to shrink the product to make it possible to sell for a dollar. If you have to buy 3 or 4 of them, are you saving? (I’m asking!)

Also, I am generally wary of anything in the store that costs UNDER a dollar. I think “One Dollar” is a powerful psychological cue. If everything else in your basket costs a dollar, then you won’t mind (or even notice) that the can of peas you are paying 85 cents for is actually 60 cents at Walmart!

So, that’s the lowdown. Again, I LOVE the dollar store. But if you shop it smarter, you can enjoy it even more! What are YOUR dollar store do’s and don’ts? Let us know over at the MindField Online Facebook page!

October Surprise (deals!)

ID-100246553Time for a look at your best deals of the month! October is an in-between month, stuck in the dead zone between back-to-school and Black Friday. It can be difficult to spot a bargain – and the right time to snag it – without professional consultation! So, what do the experts say are good buys in October? Hot items include Cars, Costumes, Vacations, Thanksgiving travel, Music, School Supplies (whatever’s left!) Cruises, Camping gear (the warmer-weather stuff,) Jeans, Cookware and Whatever Apple thing that is about to be replaced.

In general, there are many items that you don’t have to wait until Black Friday to buy, but also a bunch of things that you SHOULD wait for. (Helpful!)

Here are some links for ye:

How about you? What savings tricks do you use during October? Let us know over at the MyMindField.info blog!

Dollar Store Dos and Don’ts

Dollar-StoreConfession time… for me, the dollar store has replaced Goodwill as my go-to retail therapy option. My main reason? Too many times I have seen an item from the dollar store – one that cost a dollar! – still in the package and for sale at Goodwill for $1.91!

Anyway, love that dollar store! And, let’s get it straight; I refer to the one that has the green color scheme, where everything is truly a dollar or less. But I have learned that there are certain items you can feel comfortable buying there, and ones you can’t.

So I was intrigued to find this list, “10 Things You Should Never Buy at the Dollar Store (and 10 You Should)” from Wisebread.com, to see if my instincts are correct. Let’s check out some highlights from the “Do” column (with bonus dumb commentary!)

Dollar Store “Do’s”:

  • Gift Wrap, Cards, and Party Supplies: I literally discovered gift bags and tissue paper here. Magical moment.
  • Glassware, Cups, and Mugs:  Fancy? No. But do they hold liquid, and transport said liquid from the table to your face? Done.
  • Coloring Books, Crayons, etc.: As long as your kids don’t mind that the coloring book is from Iron Man 1 and not Iron Man 3. For some kids, this is really a challenge!
  • Batteries: Probably my biggest purchase. I would classify dollar store batteries as “half as good for a quarter of the price.”
  • Holiday Decorations: You’d have to talk to Sgt Wife about this but, yeah, why not?
  • Most Cleaning Products: I would say mostly the basics. Bleach is bleach, but you won’t find the 14 kinds of bleach that Clorox thinks we need to survive. Another catch… I buy this generic Febreze, but I am convinced it is about ¼ the concentration of the name brand, and I go through it quickly.

Next time we’ll look at the Don’ts. What do you think?  Are you a dollar store freak like me? What are your big purchases? Let us know over at the MindField Online Facebook page, and have a great weekend!

Tax Prep: DIY or Pro?

6856_ser_121205_TaxPrep1-LDoes it seem like the Do-It-Yourself tax preparation folks are especially aggressive this year? The commercials seem to have changed their tone, from “it’s not that hard, you could probably do it yourself…” to “NOBODY knows your situation better than YOU do, so do it YOURSELF, stupid!!”

So, you may be thinking about DIY tax prep this year and, if so, you probably have some questions. Bankrate.com ALSO has questions that will help you decide whether to DIY or hire a pro.

If you are considering DIY:

  • Do you know your tax situation – filing status, available tax credits and deductions, changing tax laws that affect you, etc.?
  • If you have questions or get stuck, will you know where to get answers?
  • Are you confident that you have kept good records throughout the year?
  • Are you really private and picky about who sees your financial and personal info?

Why you might consider hiring a pro:

  • The whole tax thing freaks you out.
  • You don’t have (or don’t think you have) the time to spend on the preparing your return.
  • You’ve had a major change in your life (kids, job, bought property, moved out of state, etc.) that’s going to complicate the process this year.
  • You think a pro will be able to “get you more money back,” which will cover his costs.

Answer these questions honestly, and it should help you make the right choice. Then, read the rest of this article to find out how to proceed, whichever path you choose. Either way, you want to get it right!

So, which have you done in the past? Are you more comfortable one way or the other? Did you go one way, and then switch? Let us know over at the MindField Online Facebook page!

Valentine’s Day by the Numbers, 2014

Antique-Valentines-Day-CardsHappy Valentine’s Day from MindField Online! (Pause while 30 million dudes realize they forgot all  about this.) Relax fellas…technically, you have until dinner to get it together!

According to Forbes Magazine, by way of FTD Florists, the average person celebrating Valentine’s Day is expected to spend $133.91 on the holiday in 2014. And that’s just America! Multiply that by the rest of the English-speaking world, the rest of Europe, South and East Asia and that’s… a BUNCH of money, dude!

So, where does the money go? Check it out!

  • Total spending in the US: $17.3 billion
  • Men spend $230, women spend $196.
  • Marrieds spend $20-30 less than daters or engaged
  • 18% spend NOTHING. Boo!
  • Practical is not welcome! 37% give flowers, 19% give jewelry
  • 180 million V-day cards are exchanged – 85% bought by women
  • 196 million roses are purchased – 73% bought by men
  • 14% of women send themselves flowers (Sad!)
  • Top 5 gifts: 5) Jewelry, 4) Flowers, 3) Dinner, 2) Candy, 1) Cards

And now, the worst- and best-case scenarios:

  • Percentage of women who would break it off if he forgot V-day: 53%!
  • Number of babies conceived if it all goes well: 11,000!!

However (and however much) you spend on Valentine’s Day, we hope you get to be with somebody special. If not, there’s always next year! Enjoy the snuggles, and have a great weekend!Source. Source. Source.

New Survey Opportunities!

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opportunityHey gang! Big news about a new type of survey opportunity available right now!  But first, do you say “opporTOOnity” or “opporTYOOnity?” Why is that important? It’s NOT!

Anyway… let’s start with a recap.  The surveys you know and love have a new name: MindField Premier. With MindField Premier, you will enjoy the same 5 to 10 opportunities per week out of the typical flow of 15 to 20 surveys we have going at all times depending on the various targeting methods such as specific geography, ethnicity, age, etc.  Basically, nothing changes – it just has a name now.

Why? To differentiate between a NEW type of opportunity!

MindField Global, as we are calling it, is new. It refers to surveys commissioned by a new batch of clients – clients that could be anywhere in the world, with surveys on a whole range of topics. With MindField Global, we hope to add 100+ opportunities per week on a wide variety of topics across the general panel population. MindField Global is active right now on your Member Home page. Just log in (you may have to complete a few security questions) and give it a try!

What’s the catch? Well, it’s one that you’re used to, on a slightly larger scale. You are accustomed to acting fast and getting in on a survey before the quota fills. Same here but, along with “competing” with other MindField panelists, you are competing with panelists with other survey companies. Also, by offering a far greater number of available surveys, Global opportunities may offer a slightly lower incentive compared to Premier opportunities, which will continue to maintain the standard incentive ratio.

More news, this time regarding Notifications: MindField Online encourages everyone to login DAILY to take advantage of all of these opportunities.  Our goal is to limit the amount of emails you receive as more people login.  We will then send Survey Cloud updates every 3 to 4 days.  We will also be sending mobile and Facebook reminders to login and take advantage in the near future.  This will help us – and you – to cut down on the number of emails sent and received.  So, now you have your own personal Survey Cloud that has replaced the Live Now! panel on your Member Home page.

The name of the game is INCREASED OPPORTUNITY. You have been hollering for it, and MindField heard you!

So that’s the news. Any questions about MindField Premier? MindField Global? Survey Clouds? OpporTOOnity vs. opporTYOOnity? Let us know, and we will do our best to answer them. In the meantime, enjoy the new surveys!

Super Bowl Economics 2014

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BTW, I love it when companies who haven't paid millions of $$ to the NFL have to call it "The Big Game" in their commercials!
BTW, I love it when companies who haven’t paid millions of $$ to the NFL have to call it “The Big Game” in their commercials!

This Sunday, in bars, basements, living rooms and even churches (like mine – complete with chili contest and a 102” screen!) we will gather. And whether we are interested in X’s and O’s, team rivalries, funny commercials or simply drinking a buttload of beer, we are all a part of something – the biggest night of consumerism in the U S of A!

An now, according to Business Journal and Convenience Store News, here are the stats for Super Bowl 2014!

  • Over 180 million of us will watch the game.
  • 55% will watch at home, 17% at a bar or restaurant or at a party.
  • 60% will watch on TV (as the Lord intended), 15% on a smartphone, 14 on a PC, and 11 on a tablet.
  • 77% will buy food and beverages. Top choices include pizza (3rd fave), wings (4th), veggie trays (9th). Only 8% of us plan to eat healthy.
  • Get yo’ drank on: 53% will drink beer and 51% will drink soda. That’s a switch from last year, when it was 71 soda and 42 beer.
  • Party Planning! 39 million will throw a party, 62 million will attend one. Hosts will spend around $100 on supplies.
  • Why are we watching? 48% say “the Game!” 25% say “the Ads!” 17% said “just hanging with friends!”
  • What ads do we like best? 1. Funny, 2.Sentimental, 3. Product features, 4. Ones we saw last year, 5. Price comparisons. And in a sign of the times, 53% of us will comment on the ads real-time on social media.

Trends this year? If you look at the notes, you see the creeping, insidious rise of healthy snacks and no beer has been halted in the nick of time. Otherwise, slight improvements in consumer confidence (because we are all fooling ourselves) mean that we are spending more on food and fun.

Anyway, it’s time to celebrate, friends. I can’t think of a more American event than Super Bowl Sunday. Whichever team you support, have a blast!

Super Bowl Predix: WHO YA GOT!? Let us know over at the MindField Online Facebook page!

(photo credit: employmentandthelaw.com)

Data Breach: the Fun Continues!

michaelsSo, the latest round began with Target. It continued with upscale retailer Nieman Marcus. The latest shoe to drop is that Michaels, the 1000-store crafting outlet, has announced a breach.

But don’t worry. Now that there’s all this attention being paid, it won’t happen any more. Right.  So what can you do? Well, your friendly federal government has a few tips (funny how “Don’t Panic” is always number one) in a file you can download HERE.

Here are some highlights:

  1. Don’t panic. (see?)
  2. Monitor accounts for unauthorized charges or debits
  3. Alert your bank or card provider immediately if fraud is suspected
  4. Follow up with the bank or card provider and maintain records
  5. Avoid scams that ask for personal information over email or by phone

Another couple of useful notes:

For credit cards : If your account number, not your physical credit card, has been stolen, you are not responsible for unauthorized charges under federal law.

For debit cards: If an unauthorized transaction appears on your statement (but your card or PIN has not been lost or stolen), under federal law you will not be liable for the debit if you report it within 60 days after your account statement is sent to you.

There’s a lot more at the website, so check it out!  How about you? Are you nervous about this? Ever been victimized, or has someone you know? How did you fix it? Let us know over at the MindField Online Facebook page!

Facebook Fans Speak!

megaphone-kid-croppedIt’s time once again to feature comments from satisfied MindField Online panelists, collected from our over 41,000 Facebook fans (and blog fans, too!)  You will find them at our “Panelist Feedback” page. Here’s a sample from Lois…

If you are interested in helping companies make decisions regarding their products and which areas of sales they want to expand into…if you enjoy helping to shape the future of the companies whose products you purchase, then this is a great company to work with.

I have worked with many different companies doing surveys over the years, and there are really only a handful of them that I would highly recommend to my friends and family. MindField is right at the top of that list. Your earning potential is limitless, all they ask is that you share their sense of integrity.

Their pay rate is fair and I have never, ever had a problem receiving any earnings from them. They also have a terrific support team, and the community of people who work with them is full of people just like you who want to earn some spare cash and help to shape the market. Just be honest, be yourself, and enjoy the job.

Wow, Lois…THANKS! Be sure to check out the rest of the satisfied commentary at the Panelist Feedback page.

(photo: southerncrescentsolutions.com)