Tag Archives: prize giveaway

November’s Best Buys!

Of course, Black Friday draws near – the big bargain day for combat shoppers. But the rest of November is no slouch, as retailers try to grab your attention in the days leading up to the madness.

Here, from DealNews.com, is a list of some of your best November buys:

  • Cookware: Good prices, typically through December and January. But November is best.
  • Tools and Hardware: “Sets” are big, such as a 50-piece socket set. Hint hint.
  • Apple stuff: Apple often has 5 to 10% discounts on Black Friday, and retailers often make further cuts.
  • This season’s clothes
  • Wedding dresses: They’re just not on a woman’s radar this time of year, so it could be a chance for you to grab a bargain from a hungry retailer.
  • Halloween candy! Natch. (The author suggests you stuff some in your purse for Black Friday!)
  • Budget Laptops: Some as low as $200!
  • Turkey: Many stores give a bird away if you spend a certain amount. Don’t overspend just to get the bird, though.

Those are just some highlights of good buys. What’s NOT an especially great buy in November – or, not really any better than other times? Tablets. Turns out Amazon and others are basically giving them away already, selling them at cost, and making their money on the digital media you buy.

Lots more useful info at the original article, so check it out!

Superstorm Sandy Consumer Roundup!

Here is a roundup of articles from around the web highlighting consumer scams, helpful recovery tips, ways businesses are trying help…and ways they aren’t!

For a lot of folks, life won’t be returning to normal for a while. Hopefully tips like these will help.

(photo: NASA)

Halloween Safety for Nerds and Other People

These two probably won’t get hit by a car. But they WILL get hit by 8th-graders!

This is not so much a consumer piece, other than, as we reported earlier, you’re going to spend $80 per kid this Halloween and you would like to get them home in one piece.

When I was a kid, Halloween safety consisted of my dad telling me not to accept any apples, because hippies were hiding their drug needles in them. “That’s it! Now go run in the night streets in your dark gray Batman costume!”

So, to pay it forward, I will share a few Halloween safety tips from the National Safety Council.

Motorists: BE COOL! Seriously, I don’t even have kids, but I spend half the night screaming at the idiots driving 45mph on my street!

Parents: Basically it’s your job to suck all the fun out of it. Make your kids tell you their precise route. Give them a curfew time. And make them wear bright or reflective clothing, even if it ruins their Zombie costume.

Kids: Use some common sense! Don’t go to dark houses. Don’t eat your stuff until mom inspects it and steals the Kit Kats. Carry dad’s best flashlight, which you will surely break. And stay out of the abandoned mill, even if they dare you!

OK, enough sarcasm. You should download the list. There are tons of great tips to keep Halloween safe. The alternative is a “Trunk or Treat” in the middle school parking lot…and nobody wants that!

(photo: springsgov.com)

Know that Return Policy!

Thanksgiving 2012 is a mere 30 days away. Do you know what this means? Right, Black Friday is only 31 days away!

People have made a sport out of this pre-dawn ritual. Bursting through the doors at 5am, racing to the toy aisle, etc. It’s chaotic and fun, but mostly chaotic. And in the chaos, mistakes are made, and returns become necessary.  And returns can be a drag!

If you fail to read a store’s return policy before shopping there, you could get stuck with an item that doesn’t work out. But if you fail to read return policies before gift shopping, it’s a friend or relative who could get stuck with an unwanted item. MoneyTalksNews.com

So how do you learn about a store’s return policy? What are some warning signs? Which stores have the best and worst return policies? That’s the subject of this article. But briefly, the author likes Costco, LL Bean, Nordstrom and Zappos. Not so much love for Babies R Us, Macy’s Kohl’s or Toys R Us.

Lots  of detail in the article, so check it out!

Halloween by the Numbers!

My house, every Halloween!

In my house, as a kid and as an adult, we always did it up for Halloween. And, looking back, I don’t remember ever dialing it down very much during hard times. Apparently, that is still the case in the US!

Here are some stats:

  • 70: The % of Americans celebrating Halloween in 2012.
  • 170 million: The number of Americans in the “Halloween market” this year.
  • 8 billion: The amount of $$$ we will spend for Halloween in 2012.
  • 80: The amount of $$$ spent by each person. Up $8 from last year.

So, how does Halloween avoid our belt-tightening?

Halloween has been one of the few annual events that we’re willing to shell out plenty of bucks for, almost certainly because of the escapism we feel by dressing up like Lady Gaga and Michael Jackson. We also have few qualms about dressing up our pets like Lady Gaga and Michael Jackson. Time Magazine

And to illustrate that last point, the article says that we will spend $370 million on pet costumes this year, up about 25% from 2011!

So, how about your family? Is Halloween a big deal? Have you cut back on the spending the past couple of years, or not?

Stupidity Fees?

Here is the typical drill. A consumer is completely surprised and shocked by some retailer’s stated policy, so she complains on Facebook. A big firestorm develops, and maybe they do a story on the local news that goes viral on YouTube. The embarrassed company relents, apologizes to the consumer and changes the policy.

Yeah, well, that didn’t happen this time.

An Irish family of 5 was on vacation in Spain. On the return trip, they arrive at the airport and go to the kiosk to print their boarding passes. They discover that the airline charges a 60 Euro ($76) printing fee PER BOARDING PASS. Four hundred dollars and one heart attack later, the mom is complaining on Facebook, has a million-billion Likes, and is demanding justice.

How does the airline CEO respond?

“We think she should pay 60 euros for being so stupid. She wasn’t able to print her boarding card at an Internet café? At the hotel? She couldn’t get to a fax machine so some friend at home could print them and fax them to her?”  NBCNews.com

His point? The terrible bad printing fee is a stated policy. If you didn’t read the fine print, then you should pay the Stupidity Fee.  This particular airline, Ryanair, is one of those low-cost outfits. And part of the low cost magic is crazy weird fees like this one, such as bag fees, exit row seat fees, and even potty fees.

So, is this right? If it’s in the fine print, can a company do whatever it wants? How closely do you read the fine print? Should you have to? Check out the original article to read about the pros and cons, and let us know your opinion.

The Return of the Return of Layaway!

Last year we blogged about how a bad economy and the credit crunch were leading to “The Return of Layaway” in your favorite stores. This year, there’s a new twist.

Same lame economy, but now it’s an election year. I heard on the radio that Wal-Mart is worried that with politicians buying up every moment of commercial time, they won’t be able to do the kind of advertising they need to make a profit at the Holidays. So, one thing they are doing is improving their layaway program to get your attention.

So, in addition to starting the program much earlier this year…

Walmart will refund the $15 fee to open a layaway account after customers make their final payment, and it will no longer charge a cancellation fee to customers who fail to finish paying for the item.  USNews.com

Other stores like Kmart, Sears and Toys R Us are joining in the fun, too. You can read all about it here.

What do you think? Were you planning to use layaway this year? Would this tempt you to? Let us know. And have a fun, SAFE Labor Day weekend!

(photo: fh.ext.wvu.edu)

Drought Brings Crops Down, Prices Up

How colorfully depressing!

On TV, radio and the web, it’s the background noise we have been hearing all summer: the big Midwest drought. Living in South Carolina, where it rains every day at 4pm sharp, it seems like somebody else’s problem. But my grocery bill tends to disagree. The biggest factor? CORN.

Corn — a crop that has been decimated by drought — is used as feed for beef and poultry; is manufactured into ethanol, a gasoline additive; and is cooked into corn syrup, a sweetener in everything from cereals to ketchup. And, of course, that doesn’t count corn’s simple uses, whether to be eaten alone or made into anything from chips to tortillas.  CBS Money Watch

Before the planting season, they were talking about a record crop. Now they say it will be down 12% from last year. So how does this affect your wallet? And what can you do about it?

  • Buy meat now: Before long, it will be cheaper for farmers to slaughter their livestock that to feed them. When that happens, meat process will shoot up.
  • $kip proce$$ed food$: they have a lot of high-fructo$e corn $yrup.
  • Buy fruit: The weather that is killing vegetables is good for fruit, so prices are lower.
  • Substitute. Oatmeal instead of processed cereal, fish instead of beef, foods with simple sugar instead of fructose, etc.
  • Eat locally: If you happen to live in an unaffected area, the local stuff should be cheaper.

So, have you seen the difference in your grocery bill? Do you have any other saving tips? Let us know!

The MindField Nickel Tour, Revisited

The internet is a living, breathing, sweating beast…and things change. We did a tour of the MindField Online website last year, and we now present an update. Enjoy!

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Over at the MindField Online Facebook page, we commonly hear, “I’m new—how does this whole thing work?”  That’s a pretty broad question, so we usually answer, “There’s plenty of info to be found at our website, www.mindfieldonline.com -check it out!”

But exactly what you will find has been a mystery, wrapped in a riddle, wrapped in an internet – until now!  So, keep your hands and feet inside the tram as we take an informative, exciting (but mostly informative) tour of the MindField Online Internet Panels website!

Member Home

A really useful portal that gives you a quick look at announcements, surveys available (“Live Now!”), membership details, payout options, referrals, member profile survey status, payout balance progress… and more!

Account Settings

Here is where you can update or change your user preferences, email or street address and your password.

History

This is a detailed list of your survey activity, with a link to your payout activity, as well.

Policies

How do you register? Who is eligible? What are the rules? Here is where you find out!

FAQ

Check out the answers to some frequently asked questions HERE. Then, take a moment to realize “So THAT’S what FAQ stands for!”

IQD

Other than farm fresh ingredients, what steps does MindField Online Internet Panels take to ensure the quality of our data? Find out HERE.

About

Because corporate histories are so darn exciting, click HERE to learn more about MindField Online and parent company McMillion Research.

News

Much of the news you will have seen on our Facebook page, but you will get more detail here.

Winners

MindField Online has regular cash drawings and sweepstakes. Here is where you can see the winners.

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And that brings us back to the lobby. We hope you have enjoyed your tour of the MindField Online Internet Panels website! Thanks for your attention. Please exit through the giftshop…

Retailers Battle Against “Showrooming”

It’s called Showrooming, and it’s becoming an issue. You go into the big box store, looking to buy a Blu-Ray player. You look at the models while the kid in the blue shirt explains the pros and cons of each. So far, so good. Then, you whip out your smartphone and snap a few pics, zap a QR code or two, and do a little online comparison shopping. Ultimately, armed with all of this consumer knowledge, you leave the store, go home, and make your purchase online. So, from Best Buy’s point of view, they are doing all the work while Amazon gets the sale.

So brick-and-mortar stores are getting creative.

Now some big retailers are taking a new approach to the dreaded showrooming by transforming their stores into extensions of their own online operations. Wal-Mart, Macy’s, Best Buy, Sears, the Container Store and other retailers are stepping up efforts to add Web return centers, pickup locations, free shipping outlets, payment booths and even drive-thru customer service centers for online sales to their brick-and-mortar buildings. Memphis Commercial Appeal

Additionally, Wal-Mart is letting people order online, pick up at the store, and pay in cash – which is a surprising chunk of business for them. Meanwhile Sears is introducing drive-thru pickup – and even drive thru returns (if you have ever stood in line at the Service Desk, you know that sounds AWESOME!)

So, what do you think? Are you a Showroomer? (It’s OK – we’re all friends here!) Have you seen any of these new developments at you favorite brick-and-mortar store? Let us know…read the original article…and have a great weekend!

(photo: blog.amaze.com)