Tag Archives: consumer preferences

Extreme Measures for Extreme Couponers?

5 Comments

We talked a while back about the Extreme Coupon trend currently sweeping the land. Now, it seems like retailers are tightening their policies.

Supermarkets have a delicate balance to maintain: They don’t want to alienate their coupon-loving customers, but they also don’t want to disappoint non-extreme shoppers who can’t buy sale items because some (extreme couponer) has just emptied the entire shelf. Time.com

What are the stores doing to frustrate Extremes? Well, one lady figured out a way to get chocolate milk for free – plus an 11-cent bonus. So she bought 34 of them! Wal-Mart made her purchase all 34 individually. 34 transactions, 34 receipts, 34 hands full of pennies! Meanwhile, Kroger’s is moving to prevent you from “stacking”…that is, combining paper and online coupons for the same item.

So, are you an Extreme-r? Have you experienced any pushback from the retailers? Tell us about it! You can read the original Time article here.

Nutty but Legitimate Tax Deductions

yoink!

Tax time approaches, and there is often little to smile about. But if you’re a whaling captain or an accused criminal, and you’re looking for some last minute deductions, you’re in luck! From TurboTax:

Whale Tale: You can claim up to $10,000 for repairs to your whaling ship. The catch is you must be a Native American!

Orthodontic clarinets? A 1962 ruling said that clarinets were helpful in correcting a child’s overbite. So, if you have a prescription clarinet, claim that sucker as a medical expense!

The Dog Paddle Deduction: I have a brother-in-law with a bum knee who has been told by his therapist to swim every day. If that’s you, you could claim your swimming pool as a deduction!

Butts for Bucks: The various tools, tricks and prescriptions for kicking the smoking habit are often deductible.

Volunteer for the Wrong Reasons! If you have to hire a babysitter when you do volunteer work, that’s deductible!

Deductible Defense: Crime doesn’t pay, but sometimes your legal defense is deductible!

Bow-wow Bonus! The cost of a guard dog may be deductible from your taxes. Enough to offset your higher homeowner’s insurance premium? Probably not!!

There are more goofy deductions here. Have you heard of any other weird deductions? And aren’t you glad our tax code is so delightfully simple?

Dining Out on the Cheap

3 Comments
Hmm...what should I title this one?

Times are tight, and we are all cutting back. But sometimes, for your mental health, you gotta go out! Let’s look at a few ways to dine on a dime, from an article called, appropriately enough, “Dining On a Dime,” courtesy of Today.com.

  • It’s Happy Hour somewhere! At many local bar & grille type places, or even at a big place like Chili’s, there are happy hour appetizer specials. Long ago I used to go to a Mexican chain at happy hour on Friday, where it was all you can eat chips, salsa and queso for the price of a couple of beers!
  • Go Online! Everybody has heard of Living Social and Groupon. There are others, as well, and they often have decent BOGO offers for their members. Just be careful that you don’t “impulse buy.” I have done that too often. Grabbing up a deal quickly – because they tell you to – and never getting around to using a coupon before it expires.
  • Support the Swim Team! Or the Girl Scouts, or your neighbor’s church, etc. by buying one of those local coupon books. You really can’t go wrong with these. They scream “a $1200 value for $25!!” Personally, I have never gotten more than $40 from my $25, but I still came out ahead.
  • Lunch is the New Dinner! Not really. But if you just want to go somewhere nice, sit in peace and be served – and you don’t care what time it is – do lunch! You’ll save money and you may like it enough to come back for dinner sometime.
  • Be Progressive! Why not grab a drink at one place, have an appetizer at another, and dessert at a third? You’re still saving over ordering two full meals, and you’re getting three times the “going out” experience!

These are just a few tips for dining on the cheap, while getting that all-important out of the house sensation. So get out there, have fun and save a dime this weekend!

Many more tips at the original article: Read it!

20k Facebook Fan Revealed!

2 Comments

At last, meet the winner of MindField’s 20,000th Facebook fan giveaway:

Sara P. from Sartell, MN!

Sara P. and her $50 smile!

Sara says: “I am a stay at home mom of 3 of the most wonderful kids!  I live in Sartell, Minnesota have been a member since 1/30/12.  My favorite part so far is being the 20K fan!! Thanks so much!!”

For being lucky number 20K, Sara received a $50.00 Amazon.com gift card!

So, that’s the wrap. Like we said, it’s just an example of the kind of fun and surprises our members have here at MindField. Stay tuned, there’s always something around the corner! Thanks again to the rest of our (now) 21, 250 Facebook fans!

Twilight of the Mall?

2 Comments

Malls, over the last 50 years, have gone from the community center in some cities to a relic of the way people once wanted to shop. While malls have faced problems in the past, the Internet is now pulling even more sales away from them. And as retailers crawl out of the worst recession since the advent of malls, many are realizing they are overbuilt and are closing locations at a fast clip. New York Times

Check out these grim statistics:

  • Sears is closing up to 120 stores,
  • Gap is closing 200 stores and
  • Talbots is closing 110.
  • Abercrombie & Fitch closed 50 stores last year,
  • Hot Topic, almost the same number.
  • Chains that have filed for bankruptcy in recent years, like Blockbuster, Anchor Blue, Circuit City and Borders, have left hundreds of stores lying vacant in malls across the country.

What’s going into these empty spaces? Anything and everything! Schools, medical clinics, call centers, government offices, churches, aquariums and auto showrooms. In one one glass-enclosed mall in Cleveland, they’re even planting a vegetable garden!

How about you? Is it the twilight of the mall era? Have your retail habits changed? Let us know!

Blockbuster Bummer!

11 Comments

Prefer to rent your DVD’s from Blockbuster Express vs. Redbox? So sorry! I just received a notice from Blockbuster Video that states, in short:

NCR, which operates your Blockbuster Express kiosks, has entered into an agreement to sell its kiosks and other assets to Redbox. Until the transaction is completed (3rd quarter 2012), you will continue to enjoy the convenience, choice, and value you’re used to from BLOCKBUSTER Express.

They had not much to say about how things will be run afterwards. Is BB going away? I don’t know, but not having machines SEEMS like sort of a handicap!

Now, I have no particular love or hatred for Blockbuster. But never having to go in their store again was a nice feature of the kiosk! However, there were definitely fewer Blockbuster than Redbox kiosks. BB managed to get some advantage with certain exclusive deals where they would have a film 2 or 3 weeks  before Redbox got it. So, for a while it was something of a 50/50 advantage between the two rivals.

Then BB screwed it up with tiered pricing. Redbox was 99 cents across the board (now 1.29.) BB was .99 to 2.99, based on newness and popularity. Basically, you never knew what you were going to pay. But the more you wanted to see it, the higher the price. That irked me.

So, now what? BB’s kiosk machines are being sold to their rival. I have to say my preference in this battle goes to Redbox. Flat pricing, with BB’s exclusives removed? Nearly perfect. But who knows how long that warm feeling will last when they have ZERO competition?

So, how about you? Red or Blue? Do you prefer one over the other? Why?

No Time for Lunch?

4 Comments
The statistics are as depressing as this picture!

Here’s one to ponder over your lunch break…assuming you still TAKE a lunch!

Maybe it’s the pressure to look busy. Maybe there are three of you in the place doing the work that FIVE used to do. But fewer and fewer of us are taking lunch breaks. And those breaks are often shorter, and we tend to work while we eat! Here, according to an article on msnbc.com, are some not-very-appetizing statistics…

  • In a 2011 study, only 35% of US say they almost always take a lunch break. A previous study in 2010 had it at 50%.
  • 65% either eat at their desk or don’t take lunch breaks at all.
  • 40% of corporate executives brownbag their lunches. 19% eat at a sit-down restaurant.  17% get fast food.
  • Among female executives, 57% said they brought their lunch from home, compared to 36% of males.

The article points out a bit of irony – we think we are being more productive this way, when actualy pushing away from the desk would improve our mood, clear our heads and boost energy! How about you? Still doing lunch? Same as always? Shorter? Eating at the computer?  Read the rest of the article here.

Customer Service Online

2 Comments

We saw an interesting article about major banks, and the growing tendency for their customers to use social media, like Facebook and Twitter, to lodge complaints. The question is: is that effective?

(Strategy & Research firm) Javelin analyzed more than 5,000 Tweets between customers and financial institutions to explore just how helpful (or not) the conversations proved to be. It found that only a minority of the conversations successfully resolved customer problems (36 percent for Citigroup, 11 percent for Wells Fargo, and 3 percent for Bank of America.)

So, in other words, your answer is likely to be, “please contact customer service.”

Don’t get us wrong…your issues don’t bug us here at Mindfield Online! If you are not having an efficient, enjoyable experience, we want to know about it! But, here at the blog or the Facebook page, all we can do is to pass along to the helpdesk all the bits of anecdotal details that we can. We can’t actually dig into your account and fix things. So it is much more quick and efficient for you to contact the helpdesk during regular business hours at [email protected] or 800.969.9235

So that’s the scoop. It is an interesting article, and we encourage you to check it out. And have a great weekend!

The Need for Speed!

7 Comments

Take it from Speed Racer, Racer X, Chim-Chim and the gurus at MindField Online – faster is better!

On that note, we have just finalized a major upgrade that increases our bandwith by 15 times our previous speed. (15Mbps down/ 43Mbps up, to be precise.) The major benefit is that we can serve content faster to more people at the same time.

Previously, if we had a large number of respondents taking a media-heavy survey all at once, things could slow down a bit. You may or may not have noticed, but WE did! So it was time to upgrade.

You may not be “the fastest man alive in your powerful Mach 5” but, ideally, this upgrade means we are providing the best services available for our members to ensure an enjoyable experience.

Meanwhile, we think we have the Facebook/MindField link-up procedure licked… for now. This has been frustrating – for you and for us! We had a nice protocol going, and then Facebook made changes. They do that a LOT. It affects everything from their apps to the game interactions and more. And they provide no ongoing support.

So, for now, we believe we have done all we can to fix all of the noticeable problems related to the automated Facebook login…but the next set of changes are always around the corner! We’ll stay on top of it, and your help would be appreciated. When something doesn’t work correctly, drop us a line at [email protected] and give us the details!

Smart Shopping Habits for the New Year

January rolls around and we think about all the ways we can get our acts together when it comes to money. Speaking for myself, I tend to think big, about saving more or paying down debts, and I sometimes neglect the little things like my daily shopping habits.

On that note, here are some smart new shopping habits we can nurture in 2012, courtesy of the money page at US News.com:

Comparison Shopping Apps: Comparison shopping has never been easier with your smartphone. Comparison apps can help you choose which store to buy from or, in the case of Amazon, you may find a better deal online.

Facebook Deals: Every retailer and manufacturer these days tells you to “Like us on Facebook!” When you do, you often find Friends-only deals. Yes, it’s all a plot to get demographic info about you, but you might save a few bucks!

Local Daily Deal Sites: We are all familiar with the big deal sites like Groupon. Now, smaller local deal sites are becoming popular. Instead of a fancy meal or spa treatments, you might find deals more specific to your needs.

Become a Hoarder! Not really, but when you find a coupon for toilet paper or toothpaste or ketchup – stuff you use every day – max that sucker out and buy in bulk. You could save a bunch!

Read the Reviews: I don’t buy anything I tend to have for a while, like a camera or vacuum cleaner, without doing a bunch of research online.  Amazon is a good place to find reviews.

Be a receipt hawk: Usually, I can’t get out of Wal-Mart quickly enough. But if you have the patience, take a moment to check your receipt for mistakes or missed discounts before you leave. Sure beats having to make a return trip into the madness!

There are more details in the article, so check it out!

How about you? Any wise shopping habits you care to share?