All posts by mindfieldonline

Facebook Fans Speak!

megaphone-kid-croppedIt’s time once again to feature comments from satisfied MindField Online panelists, collected from our over 41,000 Facebook fans (and blog fans, too!)  You will find them at our “Panelist Feedback” page. Here’s a sample from Lois

If you are interested in helping companies make decisions regarding their products and which areas of sales they want to expand into…if you enjoy helping to shape the future of the companies whose products you purchase, then this is a great company to work with.

I have worked with many different companies doing surveys over the years, and there are really only a handful of them that I would highly recommend to my friends and family. MindField is right at the top of that list. Your earning potential is limitless, all they ask is that you share their sense of integrity.

Their pay rate is fair and I have never, ever had a problem receiving any earnings from them. They also have a terrific support team, and the community of people who work with them is full of people just like you who want to earn some spare cash and help to shape the market. Just be honest, be yourself, and enjoy the job.

Wow, Lois…THANKS! Be sure to check out the rest of the satisfied commentary at the Panelist Feedback page.

(photo: southerncrescentsolutions.com)

Ups and Downs in 2014, el parte dos

I knitted this for you.
I knitted this for you.

Now, a brighter look at prices in 2014. While wine, BMWs and the McDonald’s Dollar Menu are all going up (grrr!), there is some good news on the horizon. Let’s take a look at some prices expected to fall this year, as reported by DealNews.com…(with bonus dumb commentary!)

  • 3D Printers: are you following this? You take a bucket of chuh, pour it into a printer and make things! Like, real things! The possibilities are limitless (and terrifying!)
  • 4K HDTVs: 4K is supposedly SUPER HD. I’m always behind. Just now bought an HDTV, and the next big thing has already happened!
  • Gold: Yeah, we’ll see about this. Gold only comes down when the economy is doing well.
  • Crude Oil: Probably the best news on this list.
  • Off-Contract Smartphones: This is the only way to go. Used, refurbished phone and no contract? No-brainer.
  • Xbox 360 & PlayStation 3: That is, the OLDER systems. They’re not as sexy, but the manufacturers are promising to support the old tech.
  • Touchscreen Laptops: Because nobody wants them!
  • 1080p Laptops: See above!
  • Smartwatches: Because that’s apparently a thing now!

There’s more at the original article, so check it out! So, what do you think? Any of these items sound good to you? Are you planning any big purchases this year? Let us know over at the MindField Online Facebook page, and have a great weekend!

Ups and Downs in 2014, el parte uno

16082265-incremento-de-los-precios-ilustracion-diseno-sobre-fondo-blancoPrices, that is. The folks at Money Talks News have put out their annual list of items expected to get more expensive in 2014.  Let’s check out some highlights (with bonus dumb commentary!)

Going UP in 2014

Wine: Bad weather wrecks the French industry. Will wine snobs stoop to drinking Spanish wine? I’m on pins and needles!!

Getting a GED: In some places, the cost will TRIPLE. (Meanwhile, they cut costs, cut staff and most of it is done on computer now.) They must be pretty confident that you ain’t knowin’ math good.

Chipotle: Well, tree-huggers, you wanted organic, sustainable and locally sourced. Time to pay up.

Milk: Doesn’t it seem like every year they say that “milk prices are going to double or triple this year!?”  Not gonna happen, but prices WILL go up.

Stamps: Hilarious. “We have just approved a temporary one-cent increase. And by temporary we mean permanent. And by one cent we mean three.”

Luxury cars: The BMW M5 is going up by $2,000? Guess my 1982 Ford Pinto will have to last one more year…

McDonald’s Dollar Menu: The McDouble is $1.29 now. This made me sooo mad!

The Olympics: You know what’s more expensive than staging the stupid Olympics? Getting killed in a terrorist attack at the stupid Olympics. Pass.

Next time, we will hear some GOOD news about 2014 prices. And of course, MUCH more items and insights at the original article so blah, blah, blah. How about you? We don’t all drive a BMW M5, but we DO all drink milk! What items are going up in your world? Let us know over at the MindField Online Facebook page!

Retail of the FUTURE!

amazon droneYou may have seen the gizmo above in a viral video that went around the web last month. Apparently, when we’re finished blowing up al Qaeda, Amazon wants to employ flying drones to deliver your packages same day – maybe even same hour – depending on where you live. (And, really, shouldn’t we employ veterans?)

The video shows the folks at the Amazon warehouse packing your order in these special tubs. The drone comes by, clamps the tub and takes off. An hour later the tub is dropped at your doorstep. I wonder what we’re supposed to do with the tubs?

Anyway, that’s just one of the retail advancements being speculated in a Business Insider article entitled “10 Predictions For How Shopping Will Completely Change In The Future.

Here are some highlights (with bonus dumb commentary)! See if any sound good to you…

  • Companies are researching you in unprecedented ways. (No! that’s the government’s job!) Looking at the ways we perceive value, and hoping to manipulate them, I guess.
  • Same-day (or hour) delivery will become common. Either by drone or by some dude in brown shorts.
  • Traditional stores will have the same analytic intelligence as online. “How do we arrive at our buying decisions?” That’s what they’re after.
  • Social feedback will factor into purchases. Retailers are paying attention to platforms like Pinterest, where shoppers post pics of the items they like or have purchased. The retailers then take those items and feature them more prominently.
  • Privacy will become a business. As we have seen recently, maybe Target should get into that business!

Per usual, just the highlights. Lots more at the original piece, so check it out! What do YOU think? Good changes? Do you think retailers are doing these things to make life easier or to make $$$$$? Let us know over at the MindField Online Facebook page, and have a great weekend!

Winter Weather Woes, 2014

152997244Here’s another web roundup, this time all about this NUTTY weather. As they said, “first the snow, then the cold.” Even here in Charleston SC, it’s going to down to 21 degrees (but it will feel like 9!)

So here are some links about travel delays, economic impact, lost work, etc. More importantly, how to stay ALIVE in this mess if you find yourself stranded, or if you happen to be unlucky enough to have to work outside (yeah, I would call in sick!)

So there’s your roundup! Two questions: have you ever heard of a Polar Vortex before now? Secondly, who is naming these things? Hercules? Ion? Give me a break!

Also, who has an outdoor NFL playoff game this weekend? Have fun with that!

New Year’s (Financial) Resolutions

new-year-sNot everybody makes New Year’s resolutions. I decided years ago to quit while I was behind. But many folks still keep the faith, and resolve to Get Healthy, Reconnect with Friends and Save More Money. Those are the three, right?

Anyway, if you are in the mind to do better when it comes to personal finance, here are some handy links to light your path. Enjoy, and Happy New Year!

Dave Ramsey: What’s In and Out this year

Huffington Post: 5 Ways to Keep Your Financial Resolutions Beyond the New Year

Forbes: The Secret To Making Financial Resolutions You’ll Actually Keep

Fidelity Investments: 2014 New Year Financial Resolutions Stud

Investopedia: Financial New Year’s Resolutions You Can Keep

Schwab: 10 Resolutions for a Happy Financial New Year

Daily Finance: 7 Financial New Year’s Resolutions You Should Keep

American Institute of CPAs: New Year’s Financial Resolutions

How about YOU? Have any spending or saving resolutions you wish to share? Let us know over at the MindField Online Facebook page!

A Nutty New Year’s Eve

3...2...1...PICKLE!
3…2…1…PICKLE!

Time to check in with New Year’s Eve traditions, some familiar, some downright NUTTY.

Auld Lang Syne: What’s the story behind this classic? Find out HERE.

Kissing at midnight: if you don’t, it’s “a year of loneliness” for you, according to tradition.

Black-eyed peas and collard greens: In the South, they represent pennies and dollars. In other words, prosperity!

Colorful undies: in Latin America, the color of your unmentionables at midnight will affect your fortunes in the coming year.

Ooh, MELTY! Those crazy Germans drop molten metal into a bucket of water, and whatever twisted shape it takes reveals your fortune for the coming year.

Fireworks: The Chinese invented them, and set them off at midnight to ward off evil spirits.

Polka dots: In the Philippines, the circle represents prosperity. So wear those dots!

The night for white: In Brazil, you wear white on New Year’s Eve. Otherwise, bad luck!

Renewal in Japan: New Year’s is super important in Japan. Lots of emphasis on flushing away the troubles of last year, and hoping for better in the new. Temples strike their gongs 108 times, to banish the 108 types of human weakness. Personally, I have 137 kinds of human weakness. So GET ON IT, Japan!

Burn that mother down! In the Netherlands, they build bonfires in the streets using their Christmas trees.

Chew carefully: When eating New Year’s cake in Greece. One lucky person will find a gold coin, bringing good fortune in the new year.

12 grapes: In Spain, you eat one grape for every stroke of the bell. Statistically, it’s the New Year’s tradition with the most Vitamin C.

You dropped something! In Mt. Olive NC (oddly, the home of the Mt. Olive Pickle Co.) they drop a lighted pickle instead of a ball. Meanwhile, in Eastport Maine, it’s a lighted sardine! And Brasstown, NC lowers an opossum in a Plexiglas box (and PETA hates that!)

So, we’re all from somewhere else… do you have any different or oddball NYE traditions to share? Let us know over at the MindField Online Facebook page, and have a happy, SAFE New Year!

Sources: Here, here, here and here!

Notes on 300

sorry, this is NOT sparta!
sorry, this is NOT sparta!

Welcome to MindFieldLive’s 300th post! This blog came online on September 11, 2010. A Saturday, oddly. Just a quick hello and an invitation to tour the site – which thousands have done. The various permanent pages describing how the whole MindField thing works have always been the most visited pages.

 

But we have also talked about a bunch of other stuff, some serious topics and some goofy ones too. We have made note of just about every Facebook milestone. Note this headache-inducing graphic from October 15, 2010…

today: 40,657!
today: 40,657!

We’ve asked questions like “what makes this product FOR WOMEN when all they did was take the regular product and make it pink?”

Like so.
Like so.

We have discussed the return of old habits, like layaway. Who would have thought?

We talked a lot about technology changes, and how they affect our shopping habits. Online shopping immediately springs to mind. Other “advancements” include a boatload of smartphone apps that allow you to comparison shop on the showroom floor, make dinner reservations, help you remember where you parked, receive insta-coupons, etc. Where is this trend heading? Will our increasing paranoia about privacy blunt its growth? (I kind of doubt it!)

The sad journeys of some old favorites. JCPenney comes to mind, with the hiring of an old Apple retail exec. He made a bunch of changes (no more Saturday sales, everyday low prices, etc.) that everybody hated, forcing JCP to flip-flop. They continue to circle the drain, and it doesn’t look good for the 110-year-old retailer.

Mom & Pop video stores vs. Blockbuster vs. Netflix vs. Redbox. It has been a wild 20 years in this segment, but it really came to a head in the MindFieldLive blog era. Mom & Pop were already dead and Blockbuster was king – though stumbling. Netflix was killing them with home-delivered DVD’s – until Redbox came along and forced them to change course. Today, Blockbuster is dead (with zero tears shed,) there’s a Redbox at every corner gas station and Netflix owns home streaming

Overall, the major trend has simply been the economy. What decisions have you made in the last 3 years that weren’t colored by anxiety over how things are and where they are heading? Is it getting any better? I honestly can’t say. What do you think?

Anyway, it’s been fun. We’re glad to see you every Tuesday and Friday, and we hope you keep coming around. Thanks to the best bunch of consumer panelists in the business! Have a great weekend, and see you on New Year’s Eve!

TARGET-ed!

target-credit-card-breach-stolenBeen keeping up with that credit card breach at Target? Here’s the skinny….

Target says 40 million credit and debit cards may have been compromised. If you shopped at a U.S. Target store between November 27 and December 15, you should assume you’re at risk and keep a close watch on your account statements. It’s not clear whether every Target store was affected, but at least one card issuer says it’s seeing signs of fraud all over the United States, according to Krebs on Security. You’re not in any danger if you shopped at Target’s website, or one of the company’s Canada stores. Time Magazine

At my house, we got our notices from Target via email. It answers a lot of questions, offers advice, as well as the opportunity to access free credit reporting from the big agencies.

Some, of course, are saying it’s too little too late. The public relations nightmare – and the lawsuits – have already begun. In my opinion – very much a “seems to me” without any hard evidence – Target was a little late in admitting there had been a breach. When they did, they talked about it happening on Black Friday weekend (let’s say 11/27 to 12/1.) By the time I got my email, that weekend period had stretched to December 15!

On the other hand, let’s not place ALL the blame on (seemingly) inadequate security. Let’s be sure to thank the jerks who stole the credit cards. They KNOW you and I won’t be held accountable for the fraudulent purchases, and they see it as a victimless crime. In my opinion, it’s ECONOMIC TERRORISM pure and simple.

Anyway, here are some (FRESH) links if you need to catch up:

Did you get your notice? Is this an outrage, or more of the same in today’s super-connected, ever-more-vulnerable world? Let us know over at the MindField Online Facebook page, and Merry Christmas Eve!

The Smell of the Sell

sens-MMCWhat does a Hugo Boss store smell like? I couldn’t tell you. But I know it smells like something. And the scent was scientifically chosen, and it’s the same in every store. Why? To sell stuff!

Such sensory branding is becoming a bigger part of stores’ consumer marketing. Retailers often rely on music and colors to create a mood, but now they’re targeting the other sense, smell, to get customers to make a more sophisticated connection to the brand through their shopping experience — they even have a name for it: olfactive branding. Time.com

What have the eggheads learned with these sorts of sensory branding?

Sight: displays consisting of warm colors (red/yellow/orange) are good at attracting impulse buyers, while cooler blues and greens attract the more analytical shopper.

Sound: you may be tired of the holiday music in stores now but, like it or not, it put you in a Christmas mindset, which fuels gift buying.

Taste: there’s a reason Starbucks (and everybody else) whips out the pumpkin spice in the fall and peppermint in the winter!

Smell: has really captured the retailers’ imaginations in the past few years. Baby powder smell in the kids. Section, coconut in the swimwear section, and so on. There are even professional smell consultants who design official scents for retailers. By the way, I said I didn’t know what a Hugo Boss smells like. Actually it’s “musk with a hint of citrus.” I don’t know what that MEANS, of course. So, technically, I wasn’t lying!

So, what do YOU think? Trickery or smart business? What smells have you noticed? Do you notice them at all? Let us know over at the MindField Online Facebook page, and have a great weekend!