Tag Archives: paid for survey

Facebook Fans Speak (August 2013)

megaphone-kid-croppedIt’s time once again to feature comments from satisfied MindField Online panelists, collected from our over 36,000 Facebook fans.  You will find them at our “Panelist Feedback” page. Here’s a sample from Lorna Marie …

Just want to say hello to everyone! Love MindField! I look forward to each survey opportunity! It is FUN and it makes me feel like I am making a difference in helping Companies provide quality products to American consumers.

Thanks Lorna Marie! So take a look, and have a great weekend!

(photo: southerncrescentsolutions.com)

The MindField Online Nickel Tour – Revisted Again!

200141357-001Over at the MindField Online Facebook page, we commonly hear, “I’m new—how does this whole thing work?”  That’s a pretty broad question, so we usually answer, “There’s plenty of info to be found at our website, www.mindfieldonline.com -check it out!”

But exactly what you will find has been a mystery, wrapped in a riddle, wrapped in an internet – until now!  So, keep your hands and feet inside the tram as we take an informative, exciting (but mostly informative) tour of the MindField Online Internet Panels website. And please, no flash photography!

Member Home

A really useful portal that gives you a quick look at announcements, surveys available (“Live Now!”), membership details, payout options, referrals, member profile survey status, payout balance progress… and more!

Account Settings

Here is where you can update or change your user preferences, email or street address and your password.

History

This is a detailed list of your survey activity, with a link to your payout activity, as well.

Policies

How do you register? Who is eligible? What are the rules? Here is where you find out!

FAQ

Check out the answers to some frequently asked questions HERE. Then, take a moment to realize “So THAT’S what FAQ stands for!”

IQD

Other than farm fresh ingredients, what steps does MindField Online Internet Panels take to ensure the quality of our data? Find out HERE.

About

Because corporate histories are so darn exciting, click HERE to learn more about MindField Online and parent company McMillion Research.

News

Much of the news you will have seen on our Facebook page, but you will get more detail here.

Winners

MindField Online has regular cash drawings and sweepstakes. Here is where you can see the winners.

Organic Food Skeptics

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usda_organic_mediumBefore we begin, I am just starting a conversation here…

A recent poll found that, by and large, consumers were skeptical about the benefits of organic food and not eager to pay more for it.  In fact, the survey found that 59% of consumers believe labeling a food as “organic” is simply an excuse to charge more for it. Consumer Affairs

Now, that may be true or not. There are a LOT of health conscious consumers out there, and a lot of well-meaning vendors trying to serve them. But, even if organic food DOES provide greater health benefits than, well, whatever you call non-organic foods, this article suggests that the whole system is very much under-regulated and under-policed. “Where the food comes from” seems to be the biggest question.

 “It’s one thing to go out and find a farmer and buy directly but if you go to Whole Foods and buy something that’s certified organic, it could be from Turkey. You don’t know if it’s safe. How do you know that the farmer didn’t use Round-Up, that he didn’t cheat, that there weren’t human feces in his fields? (Editor’s note: that’s gross.)  Consumer Affairs

So, a bunch of people think that the organic thing is a waste of money and effort. A bunch of other people completely swear by organic. What do YOU think? Let us know at the MindField Online Facebook page. And have a great weekend!

The Evolution of Cashing Out

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The statistics don’t lie: in business, in government and in our day-to-day lives, we are using fewer and fewer checks, and more electronic payments. The examples are all around us, starting at the top – the Federal Reserve:

In the 1990s, the number of paper checks processed by the Fed (was) 19 billion. Since then, it has only gone down. In 2000 the number was 16 billion; in 2007, 10 billion and in 2011, just 6.8 billion checks – and of those, almost all were electronic images – were processed by the Federal Reserve.  3pointAlliance.com

In fact the volume of checks the Fed processes is only one-third of what it was 20 years ago. Whereas they once had 45 check-clearing centers in the US, now they have ONE. Meanwhile, the cost of processing checks has gone up by 55% in recent years.

So, that’s the spirit behind the announcement you saw on the MindField Online news page last week:

The ability to cash out using checks will no longer be available starting today. Very few of our members still use this service and it has become too costly and unreliable to maintain effectively.

“Costly and unreliable.” What’s that mean? Well, as we said, the cost of processing checks – even when there are NO problems, is rising. When there ARE problems, though, it gets ridiculous. The Post Office loses your check? Someone swipes it from your mailbox? Suddenly, your $5 cash out check costs MindField $20 to replace!

Is this a huge problem? No, but it’s big enough to be a distraction. And, ultimately, it’s an unnecessary distraction when there are so many other efficient, reliable solutions out there:

We continue to look for exciting cash out options to add to PayPal, Amazon, WalMart and Sam’s online options. We are also looking to add some charitable giving options like St. Jude Children’s Hospital, Make A Wish, or Wounded Warrior programs.

In the end, it’s the price of progress. Check distribution is an avoidable expense, and thousands and thousands of companies have realized it. But we want to hear YOUR thoughts:

If you have cash out ideas, please send them to our support desk, [email protected]. We’d love to know which retailers and charities are of interest to you.

Independence Day by the Numbers!

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redwhiteyouBy this time next Friday, we will still be on the front end of the long Independence Day weekend – though, sadly, not as long as last year, when it fell on Wednesday! So, are you staying home (more of us are) ? Or taking a trip (fewer, and spending more) ? Either way, there’s a price tag on your “4th Fun” – because this is America, dang it!

Continuing a long MindFieldLive tradition, it’s Independence Day by the Numbers!

$300: Average spent on holiday parties

$39: Average spent on fireworks

40 million: Number of us taking a July 4th trip this year. Down 300K from last year

613: Average miles traveled per trip

$747: Average amount families spend per trip. Same as last year

3 million: Number of us flying – up 10%

84%: The percentage of travelers going by car, vs. plane

$3.60: Average price of a gallon of gas. Up 11% from last year

BTW, if you ARE entertaining at home, here’s an article that tells you how to save some bux!

What are YOUR plans this year? Hit us up on Facebook, and have a great weekend!

Source, Source, Source,

Bad Math, Bad Mortgages

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4-out-of-3-people-are-bad-at-math.american-apparel-unisex-fitted-tee.silver.w760h760How are your math skills? Back in school, mine were fine until 10th grade when I started paying more attention to the girl sitting next to me than to my homework. I stalled out in Geometry and never caught up.

And I guess I am not alone. Supposedly, Americans are at the bottom of developed world in math skills. And one study suggests that this deficit may be one cause of all the mortgage problems.

Americans who have trouble dividing 300 by 2 are much more likely to end up in foreclosure than consumers with average math skills, a new study has found. The research is among the first to directly link mortgage trouble and financial literacy, according to its authors. NBC Redtape Blog

Can’t divide 300 by 2? And here I was embarrassed because I never learned quadratic equations!

Anyway, these science nerds gave a test to various mortgage-holders. And their scores directly related to their ability to maintain a healthy credit score. Here’s the test:

  1. In a sale, a shop is selling all items at half price. Before the sale, a sofa costs $300. How much will it cost in the sale?
  2. If the chance of getting a disease is 10 per cent, how many people out of 1,000 would be expected to get the disease?
  3. A second-hand car dealer is selling a car for $6,000. This is two-thirds of what it cost new. How much did the car cost new?
  4. If 5 people all have the winning numbers in the lottery and the prize is $2 million, how much will each of them get?
  5. Let’s say you have $200 in a savings account. The account earns 10 percent interest per year. How much will you have in the account at the end of two years?

It’s alarming, but a LOT of people can’t solve these problems. Number 5 is the hardest. (answers below)

The takeaway is FINANCIAL LITERACY or, I suppose, NUMERACY. Learn your financial ABCs and don’t back yourself into a corner. So lean on your kids to do well in math, because there is always hope. I may have ended up as an English major, but that girl sitting next to me in 10th grade is now the head of the math department at an East Coast university!

Read the article – it’s really interesting. And happy Tuesday!

Answers: 1) $150 2) 100 3) $9,000 4) $400,000 5) $242 (compounded annually)

Outlaw Tipping?

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tipsFor me, when it comes to leaving a tip, dining out can lead to stressing out. There are so many factors. Like, service was poor, but I still have to leave 15%? What if the service was competent, but not particularly friendly? Or friendly but incompetent? Or, it was both friendly AND competent – so how high do I go?

Part of my confusion is that I never worked in the service (or  hospitality) industry. Someone who HAS, however, has written an article in Esquire entitled “Why Tipping Should Be Outlawed.”

The friendships I’ve formed with restaurant employees over the years have made me think seriously about why hospitality workers are singled out among America’s professionals to endure a pass-the-hat system of compensation. Why should a server’s pay depend upon the generosity – not to mention dubious arithmetic skills – of people like me?

The author lists a few reasons. Here are the highlights:

  • People don’t even understand what a tip is
  • Doctors don’t live on tips. Nor do flight attendants
  • The percentage basis makes no sense
  • Better service doesn’t actually beget better tips
  • It perpetuates racism and sexism
  • Smart people have been trying to end the tipping practice for a century

These are solely the opinion of the author, and he/she gives plenty of reasoning behind the bullet points, so check out the original piece.

Any hospitality workers out there, past or present? What do you think? Leave your opinion here or at the Facebook page. And have a great first weekend of the summer!

Summer Vacation!

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beachAfter putting it off for EVER, I finally booked my summer trip: me and the wife to San Diego in August. Interesting to learn that Delta Airlines has special “comfy” seats for an extra $70 – extra leg room, better cushions, etc. We decided to go for it (it’s a five-hour flight!) I will let you know how that turns out.

Anyway, despite the continuing economic calamity, summer travel is just what we DO in the USA. So, if travel is on your agenda this summer, here are some informative, money-saving links for your perusal.

Summer travel tips from Travel + Leisure

Conde Nast summer travel guide

US theme parks under $50

Places to visit while they are still cheap

National Geographic summer travel tips

USA Today suggests gadgets to bring on your summer trip

Real Simple magazine travel savings tips

US News best cheap summer vacations

And finally…

Summer travel advice: try being nice!

So, what’s on your schedule this summer? Is it business as usual, or are you cutting back? Let us know… and safe travels!

Famous Brand Deathwatch, 2014

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R_I_P_gravestone_TTime to pour a forty on the ground for some famous brands. It’s the annual product deathwatch from 24/7 Wall Street! Say goodbye in 2014 to:

  • J.C. Penney: their identity crisis has been painful to watch, so America stopped watching.
  • Nook: when was the last time a friend told you about their new e-reader, and it WASN’T a Kindle?
  • Martha Stewart Living Magazine: a shame – she’s SO darn likeable!
  • LivingSocial: Groupon ate their lunch  – at 50% off!
  • Volvo: the public has lost its taste for this Swedish meatball
  • Olympus: adding to the list of single-use electronics killed by the smartphone.
  • WNBA: this is still around?
  • Leap Mobile: never heard of them, but apparently the last one standing in the game of mobile merger musical chairs.
  • Mitsubishi Motors: heading to the scrap yard right behind Suzuki.
  • Road & Track Magazine: the owner also publishes Car & Driver, and doesn’t feel the need for two titles anymore.

See any of your favorites here? Probably not – lack of popularity is a big issue here. Any brands you USED to use and then abandoned? Why did you leave? Was it me? It was me.

Anyway, much more cause & effect at the original article, so you know what to do!

(photo: blogs.realdolmen.com)

Summer Begins!

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summer-icon

Memorial Day has passed and summer has commenced. What are your plans? A big vacation? A couple of smaller weekend getaways? Whatever your plans  – or even if you have NO plans – there seems to be a Top Ten list to help you make smart choices with your scarce entertainment dollars. Here are a few lists to get you started…

The best gas grills

The best airlines

The best hotels

The best ice cream

The best sunscreen

The best rental car companies

21 best US vacation spots

The best beaches

America’s best hot dogs

See any of your favorites on these lists? Let us know!

(photo: fxw.org)