Tag Archives: mobile banking

Wacky Smartphone Habits!

Today, talking pigs do mobile banking. Soon, pig hackers will have your credit card number!
Today, talking pigs do mobile banking. Soon, pig hackers will have your credit card number!

Recently, Bank of America surveyed 1,000 people about their smartphone habits. They were particularly interested in their mobile banking habits – and they got some interesting answers that you can read HERE. But they found even more fun info about mobile habits in general. Check it out:

  • The most important aspect of daily life: Having a car 91% …Having a mobile phone 91% … Using deodorant 91%… Having a TV 76% … Coffee 60%
  • People who “couldn’t last a day” without their phone: 47%
  • People who would “give up alcohol or chocolate” to get their phone back: 79%. As the saying goes, “I’m like a chocoholic, but for booze.”
  • Mobile habits that bug us in others (but are OK when we do it!): While driving 38%, Sharing too much personal information 15%, While eating 7%
  • Thinking about the future of mobile security: Users comfortable with thumbprint security 60%, Voice recognition 33%, Retinal scans 32%, Pigs doing mobile banking 21%. I made that last one up.

More legitimate mobile banking thoughts at the original piece, so take a look. How about you? I know that every time I post a piece about smartphone habits, I get fewer and fewer people proudly huffing, “I would NEVER own a smartphone!” Do any of these habits sound like you? Let us know over at the MindField Online Facebook page!

Now, if you’ll excuse me, I have to take this call…

iPad Pulling Away?

This is not an endorsement of any particular personal tablet computer. But chances are, if you or someone you know has one, it’s an iPad. Lately, you are seeing lots of ads for competitive tablets. But, a recent article in the New York Times, entitled “IPad Rivals Fail to Gain Traction”… says that, um, iPad rivals are failing to gain traction.

According to an analyst’s report issued by JPMorgan Chase:

…companies building products to compete with the iPad have slowed production by as much as 10 percent since this time last March. At that time, the report said, competing tablet companies created 81 million tablets; this year the number has fallen to 73 million.

You don’t have to ask an iPad user if he’s happy – and you might not want to, because he won’t shut up about it 😉 …But are there any non-iPad tablet users out there, like Motorola Xoom and the Samsung Galaxy? What do you think? Are you happy with your device?

The Mobile Commerce Generation Gap

It seems that the younger you are, the more comfortable you are with using your mobile phone for purchases and banking.

Last week we wrote about mobile phone banking and asked for your thoughts. Some folks were all for it. Some were for it but with some reservations. And some were dead set agin’ it, by gar!

We didn’t ask for demographics but, in light of a new survey, it would be interesting to know the ages of the MindField Online members who were for or against. Cnet.com recently reported on a survey done by MasterCard that found that the younger you are, the more comfortable you are with mobile commerce. Here are some stats:

  • 65% of 18-to-34’s said they’d feel more naked without their phones than their wallets, compared 34% of the over-35 crowd.
  • 51% of men vs. 40% of women feel comfortable making a payment using a mobile phone.
  • Most telling: 63% of 18-34’s would feel comfortable using their mobile phones to make purchases, vs. only 37% of those over 35.

So, we’ll ask the question another way: Do you see a difference in attitudes about mobile commerce between you and your parents? You and your kids? You and your spouse? Let us know!

Say Cheese?

Just spitballin’ here folks. What if you could complete a survey using your web-cam? There might be a couple of reasons for doing this. Maybe the surveyor wants to see the reaction on your face when they ask a question, or when you see a picture on your screen. Or it might be one of those things where you “say the first word that comes to mind” instead of filling in a box for Yes or No. Heck, it might be a way for the surveyor to get a more “true” reaction than making you think about – or overthink – your response.

So, what do you think? We REALLY want to know!

By the way, if you hate getting your picture taken, your humble blogger has offered to go first. You’re bound to look better than THIS guy!

"Yes. Or...No. Wait, it's Yes!"

Banking on the Go?

We have been talking lately about using mobile devices for various retail purposes: shopping, comparing, coupons, etc. But do you use your mobile device for banking?

Well, it’s catching on!

According to a recent article on MobileMarketer.com:

…adoption of mobile banking among U.S. adults has more than doubled in the past two years to reach 16 percent in the fourth quarter of 2010… mobile banking will grow by an average of 20 percent per year over the next five years to reach 50 million U.S. adults by 2015.

So, how are we using mobile banking? So far, it seems mostly for informational purposes:

  • 70% use mobile banking to check their account balances
  • 33% use it to view their statements

BUT… using mobile banking for the purpose of actual, you know, BANKING is starting to catch on as well, with 30% using it to transfer money between accounts, and 27% using it to pay bills.

So, how about you? Do you use your phone for banking? What do you like about it? Do you think it’s “safe?” Let us know!