OK, your humble blogger is north of 40 in age, and he remembers when almost nobody’s mom worked outside the home. Then, when mom got a job, it was to get out of the house, or to have some personal spending money. Now, 66% of moms with kids have jobs!

Check out the chart to the left, From The Two-Income Trap

Now please, always take statistics with a grain of salt. As Homer Simpson said, “People can make statistics say anything they want, and 54% of people know that!”

Basically, it says that while incomes have close to doubled, we have nearly half as much money left over than we used to.

I guess my point is, times are tough. We all have to work, more or less. So how do you make it work in your family? Cut back on frills? Clip coupons? Join online consumer panels and complete surveys for money and prizes? Let us know!