All posts by mindfieldonline

Safe Online Shopping

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shoponlineIn the old days, let’s say 2003, online shopping was the Wild West. You didn’t know whom to trust. Today folks like Amazon.com have really reformed online shopping and made it uniform, safe and secure. But it’s still on us to educate ourselves and shop smart online.

Here’s my not-terribly horrifying online shopping horror story from the old days.

I ordered a laptop battery from a place I had never heard of, but who had a great price. The battery worked great for about two days, and then just died. Like, completely dead.

Knowing I had a two-week return window, I contacted the company’s help desk using the email address from my original order confirmation notice. It bounced back as undeliverable. Somehow, they contacted me anyway and I noticed it was a different email address.

As the return process dragged out, with me never actually getting instructions on how to return the battery, I noticed that EVERY time they contacted me, it was from a different address. Finally I told them, “The rotating email thing is cute, but I totally see that the purpose here is to drag this out beyond the 14 day return period. That’s probably the way you burn people and, if the BBB doesn’t know that already, they’re about to.” That (admittedly limp) threat was all it took to get action, and I got my refund.

I am sure if I had taken the time to read the vendor reviews, I could have figured this out without the headache. But I was blinded by the idea of saving 60 percent! So, again, the point is to educate yourself on the vendor, and some common sense rules of online shopping. Here is your reading list. You’re welcome.

Consumer Secrets: Household Edition

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As a follow-up to our last post, here is another sampling of Consumer Reports 101 Consumer Secrets. I think many of these tips share a common trait: that we have forgotten common sense, old-timey “home remedies” in favor of the constant need for something to be NEW and IMPROVED! Hey, I’m in marketing. I get it. Anyway, here are some tips. As they say, your mileage may vary.

  • Refrigerator: The area around the vent is the coldest, the shelves on the door are warmest, so store accordingly.
  • Rice: May contain arsenic. So cook it twice the amount of time the package recommends.
  • New and Improved? Maybe not. Moldy oldies like Pine-Sol and Fels Naptha are still tops among cleaners.
  • Coffee: Clean coffee pots with dissolving denture tablets. Weird!
  • Carpets: That super-low setting is great for getting out dirt and sand. For regular use, however, it will really wear out your carpet.
  • Fire! That fire extinguisher under the sink has an expiration date. Learn it!
  • More fire! There are 2 types of smoke detectors – ones that detect fast-moving flames and ones that detect slow-smoldering fires. You might need both, but at least be sure what you are getting.

Of course, not all common sense solutions are created equal. I remember one such piece of advice: “Did you know Coca-Cola will clean your toilet just as well as Comet?” The part they left out: “Did you know Coca-Cola is about 3 times as expensive as Comet?”

More tips at the original article, so check it out. And have a great weekend!

101 Consumer Secrets!

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conrep

Don’t worry; I won’t make you read all 101! The latest edition of Consumer Reports has a nice roundup of 101 tips ‘n’ trix from their writers and editors. These cover household items, money and finance, electronics and more. Here is a sampling from the electronics pile:

  • Drop your phone or camera in the water? Don’t freak out and run out to buy a new one.  Try letting it dry. You can even put it in a Ziploc bag with some rice.
  • Don’t turn off your printer. Standby mode really doesn’t use much power compared to restarting. Also, if your printer must recalibrate every time, that wastes ink.
  • Just like the dumb commercial says, a full hard drive is a slow hard drive. There’s an actual mechanical process the PC uses to find your info, and it takes time. So, clean up your hard drive, get an external drive or store things on a Cloud.
  • PC or Tablet? Never thought of it this way: PCs and laptops are good at CREATING content. Tablets are good for CONSUMING it.
  • WiFi: Get a wireless hub for your house. You will save on your data plan in a big way. However, when you aren’t near a WiFi hub, your device will waste power searching for a signal, so turn it off when you are out.

That’s just a sample – there are only about 95 other tips at the original article! Next time we will sample a few more. Do you have any useful tips? Let us know!

Mother’s Day by the Numbers

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Pause while all the dudes say, “Wait? Is Mother’s Day coming up!?”

Yes, children of mothers, Mom’s Day approaches (2 days, gentlemen.) Whether we have planned well in advance, or begin scrambling right after reading this post, recognizing Mom is a wonderful tradition – and a big consumer event!

Take a look at these stats, courtesy of StatisticsBrain.com:

  • $671 million: Total amount of money spent on Mother’s Day Cards annually
  • $126.90: Total average amount of money the average person will spend on gifts of their mom on mother’s day
  • $1.9 billion: Total amount of money spent on flowers for their mothers on mother’s day
  • $14.6 billion: Total amount of money that will be spent for mothers on Mothers Day
  • 96%: Total amount of consumers that will take place in mother’s day in some form
  • 24%: Total percentage of all transactions on holidays that take place on Mother’s day
  • 69%: Total percent of all gifts bought on mothers day that are flowers
  • 13%: Total amount of flowers bought on mothers day BY mothers that are for themselves

Awww, that last one is a bit sad. Please don’t be that dope whose mom has to buy her own flowers! But seriously, what are you planning for Mom’s Day? We want to know!

Have a great weekend and a HAPPY MOTHER’S DAY!!

(photo: hdwallpapersonly.com)

Steamin’ Hot Cashout News!

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Starbucks-2

Hey, check it out! Your cashout options just expanded AGAIN. Starting this week, you can choose to cashout with a Starbucks eGift Card. Just go to your Member Home page, click on Cashout Now, and choose Starbucks. Or, pick any of our other cashout options: Amazon.com gift card, Walmart gift card, Sam’s Club gift card, PayPal or boring old check! The Starbucks option should be available beginning this week.

In other news, Live Now! survey announcements on the Member Home page – once only available to folks who linked their Facebook and MindField accounts – are now available to everybody! Back when we were getting up and running on Facebook, the link was a good way to promote it. Now, the link is just a thing that most people do anyway, so why not take down a barrier? Convenience, right? Remember, Live Now! announcements – just like email invites – use your member profiles as a starting point in the qualification process. That’s why we encourage you to keep those profiles fresh!

We hope you enjoy the new features. Now, can I get a latte to go?

Awkward Money Moments are Awkward

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That awkward moment when you have no money and someone writes AWKWARD! on your blouse.
That awkward moment when you have no money and someone writes AWKWARD! on your blouse.

It’s no secret that money sometimes brings out the weird in us. The triggers can vary but there seems to be a few that we all share, according to CouponCabin.com. They conducted a survey, and here is their “Top 5 Money Moments that Make You Feel All Oogy” (my title) followed by some personal observations.

  • 34% – Feeling pressured to donate on behalf of a co-worker, family member or friend. (Author considers making a crack about mandatory United Way participation, then reconsiders.) 
  • 29% – Saying no to a panhandler or beggar. (Back home, some group gave the homeless newspapers to sell, so it wouldn’t feel like charity. So you got the self-satisfied bump of Giving but, since the paper was about homelessness, it was a real buzzkill.)
  • 25% – Feeling pressured to chip in on a group gift at work, like for a baby shower or wedding shower. (This is my wife’s job at her office. She is merciless. “You vill GIVE! You vill LIKE it!”)
  • 25% – Sharing salary/wage amounts with co-workers. (When somebody does this, just say a higher number. It will kill them.)
  • 17% – Splitting a dinner bill or check with a large group of people. (Never be the one collecting the money, unless you like chipping in an extra 10 because your friends are such bad tippers!)

So, what’s YOUR oogy money moment? One of the above, or something unique? Let us know. There’s much more at the original article, so check it out. And have a great weekend!

This Year’s Prom Theme? Going Broke (Again!)

prom-limoTime for an update on a story from last year. It seems that, despite a continuously brutal economy, one area we aren’t cutting back on is our kids’ high school prom.

Visa says American families who have teenagers will spend an average of $1,139 each on the prom, a five percent boost, or roughly $60 dollar increase compared to the average amount spent in 2012 of $1,078.  KARE 11 News

What are we spending?

  • Northeastern average: $1,528
  • Southern average: $1,203
  • Western average: $1,079
  • Midwestern average: $722

And it appears, once again, that the brokest among us spend the most.

Visa also says one troubling statistic is that parents surveyed who fell in the lowest income brackets (less than $50,000) plan to spend more than the national average, about $1,245. Parents who make over $50,000 a year plan to spend less than that, an average of $1,129.  KARE 11 News

It’s madness. I see two culprits: TV shows like “My Super Sweet 16”… and parents that can’t say “No.” One bright spot: kids appear to be paying about 40% of the bill, with mom and dad coughing up 60%

BTW, the article also explains ways to cut some of these outrageous costs, so check it out!   What are your thoughts?

(photo: lipartyrides.com)

Let’s Hear from Our Facebook Fans!

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Time once again to update our satisfied Facebook fans shout-out page. Take a moment to read some of the positive feedback from a few of our purt-near 34,000 fans… including this comment from Nilda:

“I’ve been a MindField member since 2009, and it is a company that hasn’t failed me.  This is real, not like others that offer and don’t give anything. I have to thank MindField for having  me as a member for so long.”

So take a look HERE. Thanks to all our friends, Facebook and otherwise. And have a great weekend!

(photo: southerncrescentsolutions.com)

Storewide Sensory Overload!

"Don't worry, dear. According to the article, Red means savings!"
“Don’t worry, dear. According to the article, Red means savings!”

Merchandising or manipulation? It’s probably a bit of both. We’re talking about the ways retailers place items on the shelves as well as the ways they modify the store’s lighting, music and even smells. This is all in an attempt to alter your buying behavior, usually meaning making you spend more money! And if you’re trying to cut back – and who isn’t? – it may be helpful to learn some of their tricks.

Here are some of the retailers’ Sensory Weapons:

Color: Colors have different associations and those things tend to get people going. So, for example, red is almost always the color associated with sales because it inspires people to take action and it’s a stimulating sort of color. Lifehacker

Touch: We are more likely to buy something if we touch it. And, oddly, if the display is too neat or fancy, we shy away. It reminds me of the big healthcare tub display at the checkout of my local Walmart – a big tub with a huge variety of 88-cent aspirin, nasal spray and bandages literally dumped in. It’s a glorious mess, (below) and I can’t keep my hands out of it!

Who am I to resist?
Who am I to resist?

Music: It depends on what the retailer wants you to do. Sometimes they want you to move through a place quickly (like a fast food restaurant), while other times they want you to linger. Lifehacker

Layout: It could be the grocery store that moves everything every six months to make you discover new items to buy. Or a really specific example such as Ikea – which has a definite In and Out door, and a specific path we must take to get from one to the other.

Smell: yes, even smell. Smell has a strong tie to memory (Personal smell note: Fresh cut grass = first day of kindergarten.) If the retailer can connect with a memory, it’s a sale!

I guess you could make a counter argument… that all of this sensory experience is part of the fun of shopping. (I’m told some people enjoy shopping, anyway.) What do YOU think? And check out the original article!

In Case of Emergency…

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emergencyI don’t know…it feels like today calls for a “public service” post instead of the usual consumer fun.

So, this was the week of the Boston Marathon attack and the fertilizer plant explosion in Texas. Still fresh in our memories are the shootings at the school and the movie theater and Hurricane Sandy.

If you happened to know anyone involved – and I have an acquaintance that had been tweeting about running his first Boston Marathon for weeks – you immediately wonder about his or her safety. And you keep wondering, because cellular service instantly crashes and the TV news is completely unreliable.

What’s the solution? It takes some forethought and preparation. We begin with some good news, and it is this:

That doesn’t mean your phone is useless. Text messages are a much better option than calls, because they take up less of a cell site’s resources and because if they can’t get through, they automatically keep trying. If you are connected to the Internet or can find nearby free Wi-Fi, email and Twitter are also quicker, more reliable options.  MoneyTalksNews.com

Now, let’s go worst-case scenario… what if something happens to your physical self, and you can’t communicate? Plan ahead, and remember this acronym: ICE. It stands for In Case of Emergency, and more and more first responders are learning it. Basically, you set up an emergency contact on your phone with the last name ICE, and the first name MOM or HUSBAND or WIFE. If a rescuer finds you unconscious, he will know what to do. Also, if you have a memo or reminder app, you might want to enter some medical history, or at least any medication allergies you may have. Of course, you will have to take off the password protection on your phone.

So, that’s it. Here is some extra reading that explains all of this in greater detail. Again, thoughts and prayers to our friends in Boston and Texas. And please stay safe!!

Cellphone Networks Fail in Emergencies: Here’s What to Do

Five Minute Lifesaver: ICE Your Cell Phone

4 Easy Ways to Get Free Wi-Fi

How to Set Up an ICE Contact